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madwullie

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Posts posted by madwullie

  1. 19 hours ago, Bert Raccoon said:

    As much as Miller Genuine Draft bottles are up there with Buds in the rank of "men who wear trackies to the pub" beers, pints of Miller were actually pretty good around 20 years ago and normally a reasonably cheap pint 

    Sorry mate, No

  2. 16 minutes ago, tamthebam said:

    A similar thing happened to me driving through Yorkshire on the M1 once. Torrential rain coming down in sheets, I must have been mad to keep going.

    Stopped south of Birmingham (I'd got a bit lost, saw sign for the Bosworth battle site and thought "might as well visit") and it was a lovely day.

    Likewise just south of Manchester on the m6. Wipers on full bung making absolutely no difference at all. Traffic crawling at about 20mph and even then felt like you were taking your life in your hands. 

    Plenty of hazards on pulling over onto the hard shoulder from lesser mortals that day. 

  3. 23 minutes ago, Thereisalight.. said:

    ICU figures should come with a bit of perspective e.g the age of the person, their health background. It’s one thing to have an 85 year old with numerous health conditions in ICU, quite another if that person was 40 and fit and healthy. 

    Pretty sure they can't give out that level of personal info? Might be wrong tho

  4. 37 minutes ago, Bairnardo said:
    5 hours ago, Rugster said:
    Fried eggs are the least good egg. The clear order of best to least best is poached, scrambled, boiled, fried. 

    Each egg has its own use, so ranking them is pointless.

    Plus "in-a-cup" wasn't mentioned 

  5. Anything to do with her weight is a fucking minefield laid on poison tipped shards of aids infected broken glass and barbed wire. 

    She's always been v slim. She's 41 now and lockdown and two weans have led to her putting on a minuscule amount of weight. Other women definitely definitely wish they were as skinny as her. 

    Anyway, I noticed a slimming world class is starting in the local area once restrictions lift. She's been complaining about being fat (she isn't) and her clothes not fitting her anymore (they do) and all that usual shit. Yes she's put on a tiny tiny bit of weight but it's genuinely not much at all. Half a stone absolute maximum. 

    Anyway, simply sent her a WhatsApp pointing out that class was starting again (she'd actually been previously to shift some baby weight (again, definitely the thinnest person there). 

    I'll let you lads guess how well that went down. 

  6. 12 hours ago, HalfCutNinja said:

    That she was considering joining Alba?  She hasn't, so to simply allege that someone who has given her entire life to the SNP is considering jumping ship based on nothing other than your sense of telepathy is quite frankly outrageous.

    I guess all those entirely coincidental coincidences happened by complete coincidence then. 

  7. 7 minutes ago, TheScarf said:

    Do variants of a virus not get weaker as they mutate?

    There is no pattern. Some do some don't. 

    It's worth bearing in mind that the virus is mutating all the time. Lots of these will be identified but will not have concerning features (specific spikes that indicate higher tranmissability or lethality amongst other stuff) so they are not reported.

    The ones that are reported will tend to have features that could identify them as variants of concern (none of which as yet have proven to be concerning, but they do have these features that increase tranmissability, lethality, potential for vaccine escape etc - again tho, none have proven to be as concerning as first thought in the end up) 

  8. 1 hour ago, deegee said:

    I’d take a few days off work to tidy up things, arrange a skip and book a house- clearing company, empty the place and sell it tbh. Couple of factors to consider-

    Renting several flats is easier business than one house. Several incomes can cover any shortfall in rental income or expenses and repairs. With a single rental, you’ll be forever looking out for rental gaps and ongoing costs unless you let a rental company take control for a monthly fee. If you retain the house, whilst value may increase, so will the need for maintenance and possible refurbishment, just to keep the place as a decent asset.

    Although you may not need the money now, cash in the bank can be spent at any time or invested, whereas equity can’t be immediately spent. If there’s no emotional attachment to the house or a known relative looking to rent it etc, I’d be getting it sold as it’s (already been said in the thread) a seller’s market now.

     

    That's really good advice mate. Thank you, I appreciate it

  9. 1 hour ago, Honest Saints Fan said:

    Definitely recommend speaking to a financial adviser. 

    Check with your work too. See if they have any cover you can purchase. I have income protection, death in service and private health insurance all via my work. The cost for all is so little compared to if I purchased the policies myself. 

     

    @madwullie I also had critical illness with Aviva and they paid out no bother when I was diagnosed. 

    I made a slight schoolboy error I have to say. Had bought my first house on my own, then moved in with the now wife to a bigger place we bought together. Sold the old gaff but forgot to tell the insurance people that the policy value really needed to go up. 

    So although I technically paid off the mortgage of the old house I didn't have anymore, it didn't quite cover the new mortgage. Took a massive massive bite out of it though and let my wife be in the position where she could cut her hours if it came to looking after me, which so far it hasn't 🤞 

  10. I got the serious illness and death cover, then 7 years later got cancer. Paid out no problem covering the remainder of my mortgage. Would recommend. I wasn't in a risk group and it came from absolutely nowhere. Don't think we bothered with income protection as we were both public sector workers and unlikely to lose our jobs mind. Dunno what I'd do if I had to do it all again. 

    It was aviva we went with too on the recommendation of a financial advisor. 

  11. I bought TLoU on release date, but with a 2 year old running a out the house I didn't really get a chance to boot it up. Then 4 weeks or so later fifa 15 came out, and what little gaming time I had on those days would as a rule get plunged into one game alone - fifa won that battle, so I never actually unboxwd TLoU and punted it a few months ago still in its cellophane when I sold my ps4. 

    FIFA has a lot to answer for in terms of my lack of knowledge of more modern games. f**k you EA 

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