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12 hours ago, Left Back said:

Go back tomorrow night and chore it.  He ain’t phoning plod (possibly) and your laddie gets a free car to ferry you home from the pub at weekends.

My mate actually did that. He had a few shots at banger racing. He spotted a trade in at a garage for a few weeks and made an offer that was refused, he went back and did a bit of work on it to get it nearer his valuation.

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  • 2 weeks later...

What the f**k is going on? 
 

Car insurance is due for renewal and the cheapest quote I can find is just under £300 dearer than last year (unless I fancy fitting a stupid black box). 

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32 minutes ago, MP_MFC said:

What the f**k is going on? 
 

Car insurance is due for renewal and the cheapest quote I can find is just under £300 dearer than last year (unless I fancy fitting a stupid black box). 

It has all gone bonkers in the last 12-18 months. My van insurance went up 250% and my car insurance 70%

Business & pet insurance also up about 40%. It's a massive racket.

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36 minutes ago, MP_MFC said:

What the f**k is going on? 
 

Car insurance is due for renewal and the cheapest quote I can find is just under £300 dearer than last year (unless I fancy fitting a stupid black box). 

 

2 minutes ago, Zetterlund said:

It has all gone bonkers in the last 12-18 months. My van insurance went up 250% and my car insurance 70%

Business & pet insurance also up about 40%. It's a massive racket.

The Insurance companies are blaming the Red Sea crisis for this, we get all our insurance from China and it costs so much more to transport it round South Africa.

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3 minutes ago, johnnydun said:

 

The Insurance companies are blaming the Red Sea crisis for this, we get all our insurance from China and it costs so much more to transport it round South Africa.

Sounds like they need to come with a more efficient way to pack more insurances into shipping containers.

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8 hours ago, MP_MFC said:

What the f**k is going on? 
 

Car insurance is due for renewal and the cheapest quote I can find is just under £300 dearer than last year (unless I fancy fitting a stupid black box). 

Mine came through last week. Premiums up 60% for no reason. 

Shopped around, and the cheapest was still a hundred quid more than last year

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  • 2 weeks later...

Anyone gone electric?

Decided that if my insurance is going to be ridiculous anyway with a 7 year old car, I might as well get something newer and looking at going electric. 

Looking for something quite big, with a decent range. Tesla Model Y so far is the winner but open to consider others cause Musk is a p***k but I don't see any that really come close for the charging convenience and range.

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8 minutes ago, MP_MFC said:

Anyone gone electric?

Decided that if my insurance is going to be ridiculous anyway with a 7 year old car, I might as well get something newer and looking at going electric. 

Looking for something quite big, with a decent range. Tesla Model Y so far is the winner but open to consider others cause Musk is a p***k but I don't see any that really come close for the charging convenience and range.

Not yet but placed my order last week for a plug in hybrid. I thought I could soldier on with my non-LEZ compliant old diesel but the sense of achievement from ramping up my step count has been rapidly and entirely obliterated by having to do it in the pissing rain.

I recognise this post is fuckall use to answer your question and instead a very poor attempt a humblebrag that I'm getting a new car soon; but f**k ye's.

Spoiler

...although if those ITK could offer some helpful hints I'll read them. Thank you.

 

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2 hours ago, MP_MFC said:

Anyone gone electric?

Decided that if my insurance is going to be ridiculous anyway with a 7 year old car, I might as well get something newer and looking at going electric. 

Looking for something quite big, with a decent range. Tesla Model Y so far is the winner but open to consider others cause Musk is a p***k but I don't see any that really come close for the charging convenience and range.

Mustang Mach-E?

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With electric pretty much every manufacturer has jumped on board so they're starting to become much of a muchness. Find a few cars you like the look of and there will be some EV variant of it. 

As for insurance I think it's to do with insurance companies getting in the shit for offering great new deals for first time customers but expensive renewals for existing customers. So they've countered this by bending over everyone and giving it to them dry. 

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4 hours ago, MP_MFC said:

Anyone gone electric?

Decided that if my insurance is going to be ridiculous anyway with a 7 year old car, I might as well get something newer and looking at going electric. 

Looking for something quite big, with a decent range. Tesla Model Y so far is the winner but open to consider others cause Musk is a p***k but I don't see any that really come close for the charging convenience and range.

Give serious consideration to hybrid or plug-in hybrid. The plug-in hybrids can be excellent choices IF you regularly plug them in, the best have 30-40 mile battery range, which is all most people need daily. Plain old hybrid works for me with no easy plug access, my Accord gets 41-46 U.S. mpg (which is 49.2-55.2 mpg UK) and I fill up with 10-11 gallons/38-41.8 litres every three weeks or so.

EV sales have stagnated, and manufacturers are starting to roll out more hybrid and plug-in hybrid vehicles in place of some of their EV offerings.

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Moving on from the car insurance thread...polis have now got my car and say it's undamaged, though what the thieving gits have done to the engine and suspension is another matter.

Said thieving gits have almost certainly still got my key.  I've looked at reprogramming the key fob and it suggests that if I reset the key in the car, any other keys won't work unless I reset them at the same time.

Any takes on this?  I'll still be parking my car in the vicinity  of where it was nicked and don't want them using the key to get back in again.

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32 minutes ago, Loonytoons said:

Moving on from the car insurance thread...polis have now got my car and say it's undamaged, though what the thieving gits have done to the engine and suspension is another matter.

Said thieving gits have almost certainly still got my key.  I've looked at reprogramming the key fob and it suggests that if I reset the key in the car, any other keys won't work unless I reset them at the same time.

Any takes on this?  I'll still be parking my car in the vicinity  of where it was nicked and don't want them using the key to get back in again.

Roll down the windows and put the heating on full blast 👍

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  • 1 month later...
On 09/03/2024 at 09:03, RH33 said:

My cars due its MOT by 16th April, I'm psyching myself up for bankruptcy.

I expected you'd just buy another car with an already done MOT...

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On 09/03/2024 at 15:03, RH33 said:

My cars due its MOT by 16th April, I'm psyching myself up for bankruptcy.

I don’t mean to be rude but everything has its price for a reason.

If you’re into £2/3k shitboxes, you are - self evidently- buying a £2/3k shitbox that’ll need £2/3k spent on it each year to keep it on the road. If you are, or know, a friendly mechanic then I can see the merit in that approach. As a Joe punter though, I reckon the industry sets you up to be fleeced.

A £10k shitbox still has the potential to drop a big bill but the odds are better in your favour. £20k, better odds still.

tl:dr - cars cost money. Thanks for reading. 

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51 minutes ago, alta-pete said:

I don’t mean to be rude but everything has its price for a reason.

If you’re into £2/3k shitboxes, you are - self evidently- buying a £2/3k shitbox that’ll need £2/3k spent on it each year to keep it on the road. If you are, or know, a friendly mechanic then I can see the merit in that approach. As a Joe punter though, I reckon the industry sets you up to be fleeced.

A £10k shitbox still has the potential to drop a big bill but the odds are better in your favour. £20k, better odds still.

tl:dr - cars cost money. Thanks for reading. 

Was more due to my luck with cars!

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6 hours ago, RH33 said:

Was more due to my luck with cars!

Move to America and many states don't even inspect cars these days if you're outside a major metropolitan area. The result is all the shiteboxes other people on the road are driving.

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1 hour ago, TxRover said:

Move to America and many states don't even inspect cars these days if you're outside a major metropolitan area. The result is all the shiteboxes other people on the road are driving.

Wow, I would have thought in murrica- the land of litigation, that driving an unroadworthy car wouldn't be the smartest strategy.

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