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Honest_Man#1

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Posts posted by Honest_Man#1

  1. 1 hour ago, DeeTillEhDeh said:

    It could be his fixed term deal finished fairly recently and his remortgage fixed term deal isn't as good because of interest rate rises. 

    Or he is on a tracker mortgage. As an example, a tracker mortgage could be set 1% above the base rate. In December 2021, this would mean the mortgage rate would be 1.1%. However, in February 2023, it would have risen to 5%. In this example, the mortgage rate will have almost increased fivefold, significantly raising the monthly repayments. I'm sure there will a lot of people who took tracker mortgages who have been burnt this way.

    If you’d been on a 10 year fixed deal from 2010, you’d presumably have paid off a significant chunk of the mortgage, and very likely be able to remortgage to at least be paying the same. Quite unlikely you’d be remortgaging at £250 a month more than before.

  2. In all seriousness, not a great performance so far. Given away far too many penalties and attack isn’t overly promising. Smith is good with the sidestep but seems very reluctant to ever pass.

  3. 1 hour ago, accies1874 said:

    I watched him for Boro for the first time on Tuesday and thought he had a really positive first half but nothing came off for him in the second, albeit Stoke tightened up their shape which made it difficult to play through.

    Probably had his worst game for us on Tuesday, along with most of the team, but was still trying to get at them which was good, didn’t go into his shell at all when it wasn’t coming off.

  4. 20 hours ago, lubo_blaha said:

     Hayden Hackney is another name doing the rounds, have many people in Scotland actually been watching him recently?

    Watch him every week and he’s an excellent player, and I wouldn’t be against capping him to get him tied down, but shouldn’t be ahead of any of our other holding midfielders at the moment. He’s only been playing competitive football for a few months, even if he has been very good. 

  5. Yeah I’m still fuming tbh.

    I really hope Bullen isn’t here next season and it’s not just the results. I watch football to be entertained, and we are just absolutely dreadful to watch. His style is just Hopkin/Duffy again, but with a guy up top who’s single handedly managed to win us enough points to mask it early on in the season. We have the odd flash of looking okay, but since November it’s been utter garbage and we’re trying to limp over the line to 4th. Shite.

  6. 36 minutes ago, UpInTheAyr said:

    Anyone know how much we've roughly missed out on, financially, after that debacle the other night? 

     

    Do you get half the gate money (minus costs) for the semi the same as the other rounds? If so then (very crude maths, and no idea of costs to host that would be deducted) £20 x 50,000 is £1m. So on the tickets alone you’d estimate we’ve lost at least £300-400k, and that’s not including the prize money for getting into the round.

  7. 25 minutes ago, Thumper said:

    Yes but they don't have catholic balls and protestant balls in England.

    Very funny to think that the late goals probably fucked things for the SFA because the first one didn't have time to cool down.

     

    10 minutes ago, Thumper said:

    In an era where literally nothing in Britain is run fairly and where world football typically goes about two months between billion pound corruption scandals, it's cute to think that people believe that Scottish football (the world's longest-running LARP of the Thirty Years War) is an exemplar of the Corinthian ideals.

     

    1 minute ago, Thumper said:

    You're one of these people who thinks that if someone who grew up on a Bangladeshi waste dump grows up to become a heart surgeon in 40 years that the system works, right?

    You’re coming across as a raving nutter here. Best just move on.

  8. Quite interesting reading neutral fans views of the referee. A lot of people suggesting he was poor in our favour for a lot of decisions. Must just be a lot of people who don’t know the rules.

  9. Just now, peasy23 said:

    Game hinges on that final play before half time imo. Scotland kick to touch, make a chance, but come away with nothing and go in behind. You can bet if the roles are reversed Ireland come away with points.

    Aye, but… the ref tackled our player. 

  10. 6 minutes ago, Mark Connolly said:

    It's much easier to be clinical when you get the 50-50s, and most of the 40-60s as well. If you are on the wrong side of the ref, it's significantly harder to build momentum, meaning you have to force more, leading to more mistakes.

    The perception of referees has always been that the "stronger" team can do no wrong at the breakdown and the scrum. It happened for years with NZ, more recently with SA, and now with Ireland. Saracens, Exeter and Leinster would be the main examples in the club game - constantly up to shit that would have "lesser" teams pinged off the park.

    Scotland are not yet as good as this Ireland team, but it doesn't mean Ireland aren't getting away with murder.

    This doesn’t explain why the exact same thing happens whether we’re playing England/France/Wales/any other team on the planet who we’re not beating.

  11. 5 minutes ago, Grant228 said:

    If Scotland or Glasgow are getting beat you can guarantee that the referee will be the main man to blame on this thread, regardless of whatever Scotland are doing, or what mistakes they're making. 

     

    3 minutes ago, S7C said:

    Should rename this ‘The Armchair Refereeing Thread’. It’s a non-stop whinge about how the refs are against us every week of the tournament.

    Ireland too clinical and we’ve made too many mistakes, which you simply can’t make against a team of this class. We’ve made progress, undoubtedly, but there’s still a big gap.

    It’s the same every single week. They go like the ref is entirely to blame or we’d have won the World Cup.

  12. 12 hours ago, Tartan Dave said:

    People you dislike for no reason ^^ (aaron rai)

     

    11 hours ago, Ro Sham Bo said:

    Same. He's someone I've not taken to yet. He's making a decent fist of it over on the PGA tour though. Fair play to him

     

    Iron covers. Hard drive needs checked.

  13. On 05/03/2023 at 10:14, Hedgecutter said:

    Genuine question: how many hours would a teacher put into preparing for the new term ahead?

    By a crude calculation, taking your own homework into consideration:

    Teacher: 38 (weeks) x 45hrs = 1,710hrs p/a

    Average punter with five weeks leave: 47 (weeks) x 40hrs = 1880hrs p/a

    = difference of 170hrs, ie. 20 working days.

    ... so even with the unpaid overtime you state, minus a week's worth of training days that's still three weeks less work than most folk? (6% less)

     

    On 05/03/2023 at 12:29, Monkey Tennis said:

    It's 39 weeks.

    Interesting that except for the 1 week difference clarification that this post wasn’t responded to. Essentially even including doing the extra overtime suggested, still significantly less work required than the vast majority of jobs.

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