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EH75

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Posts posted by EH75

  1. Aye I mean I'm not quite at that stage just a bit of pain which doctors etc can't figure out what is causing it and someone suggested giving CBD oil a go. I don't want to get off my tits just anything that might take the edge off the pain really. Aye any info on the reliable places to get it would be decent, think there are a lot of snake oil salesman out there with this stuff at the moment since it seems to be the latest in thing. Finding unbiased information seems to be quite difficult.

  2. 2 hours ago, Dele said:

    Anything less than about 60% isn't worth using. The stuff available in Holland and Barratt etc is nonsense. 

     

    Can you even get it with strength that high in this country? Most places online seem to be 10% or so. Or its denoted in mg and I don't know what would constitute a decent strength in that measurement. 

  3. 5 minutes ago, throbber said:

    Dropped out of uni at 18 because I had just picked a course based on what subjects I had done well at in school and wanted to move out and meet new people etc, was a total piss up and I learned absolutely nothing from my course and was incapable of doing any of the course work due to lack of interest/motivation. Went back to do an HND at 26 and ended up in third year at uni and got a decent degree but now do a job that I could have done with just an HNC.

    Think there’s too many young people that feel obliged to go to uni and feel it’s the only way to get a decent job. Most students if you were to ask them honestly would say they are only on the course to get a piece of paper at the end of it rather than having a genuine thirst for knowledge on the subject they are studying.

    Very similar to my own experience. Went to uni cos I was pretty good at school, got decent grades etc and it was the "done thing". I always sort of wanted to leave at 16 and get a trade but everyone seemed aghast when I suggested it because I was "too intelligent for that sort of thing". Lasted 3 months at uni before I canned it. Went back to do something different the next year, canned it again. Dossed around doing menial office jobs for a few years before eventually finding a career that suited me which did require a bit more education but in more of a hands on college way which suited me much better. I could top my qualification up to a degree but doing a year distance learning but to be honest I couldn't think of anything worse. Not really required for progression in my chosen career where its mostly down to experience.

    Still wish I'd went and got a trade though.

    Uni is a waste of time for most people but hey, it keeps the unemployment statistics down, right?

  4. Anyone use this for pain management? I've got a bit of an ongoing issue which someone has said it could be worth trying for. However there seems to be loads of places selling it and the internet appears to be a minefield of fake reviews so its difficult to know where to get decent stuff, or even if the stuff you can buy in the UK is worth bothering with compared to American stuff etc. Don't really know too much about it so any experiences others have had would be useful.

  5. 37 minutes ago, WATTOO said:

    Nothing like the above, but when I compare my work pensions, my DB scheme basically worked out at the business putting in 30% along with my own 4% and it was also a guaranteed no risk payout. However the scheme was closed and our replacement DC scheme has a maximum of 7.5% employee contributions being matched by the business, however this is not risk free and basically you can easily end up with less than you're putting in. 

    I reckon it's probably pretty similar actually. I don't know exactly what the manager is on but the 2.5k probably works out somewhere around 30%. We get it matched up to 6%. 😐

  6. 48 minutes ago, WATTOO said:

    It's some difference when you see how your final salary or defined benefits policy performed and then compare it with a defined contributions debacle

    It's absolutely mental the deal some old boys are on. My line manager was telling me about his pension. The company contribute something like £2.5k to his pension every month. Then whatever he is putting in on top of that. His pot will be well over a million quid by the time he retires. Obviously us youngsters get a miniscule amount in comparison. 

  7. Oh absolutely. I've started sticking a bit aside into some funds every month and massively upped my pension contributions. This was after having a look at my pension statement and realising that based on the forecast I would be retiring on something like £5k a year if I kept up the same level of contribution. I would say 70% of my colleagues are still on the minimum contribution. Still living at home with their parents and blowing most of their salary on leased audis, fancy watches and exotic holidays. I guess you could get hit by a bus tomorrow so whatever. They'll be jumping in front of buses in 50 years time when they can't afford to feed themselves. I bet most people with a pension though their work don't even think about how much its going to actually be worth. And then even those that do, a lot of them probably can't afford to put any more in anyway. 

  8. I think a lot of people of my generation won't be able to retire anyway. I'm 31 and a lot of my peers are making no planning for retirement whatsoever. Paying the bare minimum into whatever work pension they have set up (either because they can't afford to put any more in or haven't really thought about it). With no or little state pension by the time we reach retirement age there is going to be a big problem in a few years. The other thing to factor in is what sort of job do they expect people to do at 75 when their body is wrecked? I certainly won't be able to do my current job at that age. They can just take me out the back and shoot me when I get to 70 odd tbh. 

  9. 45 minutes ago, Henderson to deliver ..... said:

    It's an absolute nap that we'll end up with a League 2 jobber that no ones ever heard of.

    Probably. You forgot to mention said league 2 jobber will be pish though. Oh and Cummings will sign for Hearts and spend the next 5 years scoring against us in derbies whilst kissing the badge. 

  10. Always boring as f**k towards the end. Need that lie detector brought back to liven things up. Lets be honest, if ITV were really concerned about the effects shows like this have on folks mental health, they would've canned it completely. See Amy for this series' prime example.

  11. 2 hours ago, LongTimeLurker said:

    Looking forward to seeing how the books unfold given there are recent hints from GRRM of it probably being a year away at most on the next one. 

    Has he not been saying that for about 3 years? 

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