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red23

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Posts posted by red23

  1. 17 minutes ago, hellbhoy said:

    I grew up in a time before Maggie Thatcher deregulated the banks and credit was hard to come by and the adverts the banks were using mostly told us to save our cash in their banks, nowadays the adverts are telling folk to get easy credit to buy the latest stuff, why? because they make more cash out of us by being in debt, but who cares you have the latest stuff and that's what is important is the new mantra.

    I understand where you are coming from but for the younger generation they have been subjected to mass marketing ploys that you don't have to accept mediocre things in your life if you accept credit but try not to think that it is actually a debt that has to be paid back.

    I pay cash upfront for just about everything because I don't use credit facilities, I saved up very hard by scrimping and scraping, cutting some corners and that. But that's my personal choice and if others can't do it the old fashioned way then what is wrong with using a credit facility if you can pay it back with interest? As someone once put it!, it's the new catalogue where you pay up weekly for things you want now except without having to buy from one catalogue.

    Peer pressure and extreme vanity can make folk take the easy cash credit so they look like they have money when in fact it's all a sham.

    Good post, i just don't think people these days know what its like to truly be hard up. To be honest i think its the media making everyone feel and believe they are 'skint' "aye..... see the cost of living is going up, wont be able to afford ma pint of milk soon".

    The demand to be fashionable and one of the cool kids these days seems to be more important than eating.

    I've lived all of my life so far with a clear boundary between needs and wants. No brand new phone, no brand new car and i've done Ok out of it.

  2. 3 minutes ago, hellbhoy said:

    The minimum wage doesn't go that far for most people who have to end up borrowing money a week before they get paid. So yes I have been in that position of counting days until the mediocre amount of money goes into my bank accout. You pay back what you borrow and the cycle repeats itself unfortunately.

    Maybe red23 has some spare cash he can give to people who need it more than his bank does.

     

    It's not so much that. Everyone i know who struggles for money and going payday to payday has the latest iphone, car on hire purchase, house they can barely afford. People these days have a problem between what they need and want. We've all become a bit greedy :)

  3. 8 hours ago, Aidan said:

    The fact that I forgot there's 31 days in March, and expected to be paid today

    Never understood this fascination of payday, The whole fuss around the exact day your pay hits your bank account. It'll comes in one day or another. "AYE!!! payday tomorrow!!, what you going to do with it?" . What do you do when you get it?? spend it all like an out of control junkie?

  4. I actually got the turnstile/supporter ratio wrong earlier.

    10 turnstiles for the 10,500 standing on LL terrace and 23 turnstiles for the entire Liverpool support of 24,500. Yet people on here still banging on about fans causing the initial crush at the turnstiles

     

    Yep cause that's what i would do if i was at the back of a queue, start pushing forward like im in some sort of rugby scrum.

     

    I'd then say "well why didn't someone stop me then!??!!?"

  5. Fantastic - this isn't closure, this is the beginning. The can of worms now opened and i expect i will hear about this daily until the day i die. 

     

    If i was one of the fans who rushed the gate without a ticket i would hold myself accountable, bit of a Rangers mentality going on. 

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