Some time ago my student bank account, in which i was overdrawn, was closed by RBOS. They said it was because I hadn't made the minimum regular payments. I wasn't aware of this requirement but had actually started transferring money over from another account in which my student loan and wages were being paid into. So I did have money coming IN to the bank...just not the account it should have been going into.
I tried a few times over the phone to sort it out and failed. I went to my branch once then was told the manager would phone ME. Again, nothing was done and i ended up accepting my fate.
Since then I've had to repay an agreed amount of the overdraft each month while also being charged interest on the amount I am still overdrawn.
It's a total b*****d paying all this back plus interest now. I only had the account for less than a year before they closed it and I know other students who have had their account 3/4 years and are overdrawn by considerably more.
Maybe not quite a "quick" question but anyone had a similar scenario and can offer advice?
Or do I have to put up and shut up?