While not certain, I think “payoff” is inaccurate. She’s done way more years than required to access her police pension but as she has stayed in the service until now all her built up pension rights will be deferred. Now she has resigned she can access those accrued allowances. Given it’s based on final salary and years service (more complicated for the most senior officers than rank and file I believe) that’s what she will now be getting. Not a payoff as is being inferred.