The sum borrowed was actually in the region of £1.82m.
For people of your mindset this is how real business works. You don't look a gift horse in the mouth, when offered a deal structured with such favourable terms as to benefit the business, you jump all over it.
An interest free loan repaid at £91k per annum or £7k per month, over 20 years is as minimal a risk as it gets in relation to the turnover at Rugby Park.
Even Motherwell FC, regarded as one of the top financially run clubs in Scotland, made a £1.5m profit the year previous but still borrowed £2.96m from Scottish Government, as shown in their accounts just released, such a no brainer business decision it was to make.
It may appear like a massive risk to someone like yourself, devoid of simple business acumen, but in reality it's nowhere near it.
People will always mock when they're faced with something they just can't quite compute.