One of my team mates finished up today to have a kid. Walked her down to the station to help carry her gifts. Gave her a hug and said "Hope everything goes ok." Her parting words will live with me forever. "Aye, RIP vagina." Buckled.
Basically anyone who doesn't have a final salary scheme (probably the majority of folk on here) are highly likely to be paying nowhere near enough into their pension. The amount of my mates who don't even know what type of pension they have is scary.
Wee bump for this thread. Hector Bizerk were outstanding last Friday and their new album is excellent. Lot of folk can't get by the Scottish accent but reckon Luoie's accent is well suited to rapping.