I got a bank loan to buy my car. £10k over five years comes to £180pm
All personal preference. I can repair my car myself for almost nothing. To buy the car I wanted I was going to be making payments over five years. I decided a bank loan, buy it outright, own the car, was the best approach. As if any financial difficulties come my way a few years down the line I can sell the car, get all the money and use it to help. A finance deal wouldn't allow me that.
M135is are absolutely filthy cars. Ten years down they'll be classics.