Brother Blades Posted October 10, 2017 Share Posted October 10, 2017 Ha! You couldn't understand unless you were there. "NAM" motherfucker! Link to comment Share on other sites More sharing options...
Sergeant Wilson Posted October 10, 2017 Share Posted October 10, 2017 Just now, Brother Blades said: "NAM" motherfucker! DHSS actually, but the carnage was similar. I'd like to have seen Shandon turn up in his Cape and slippers. Come to think of it, he wouldn't have stood out at all among the jumble sale, pyjama clad clientele. Link to comment Share on other sites More sharing options...
GiGi Posted October 10, 2017 Share Posted October 10, 2017 There's something very cathartic about this thread. I've read before it's good for men's mental health to go to the pub because they talk more over a few pints than they might otherwise. This is like the online, slightly more sober version. Seeing posters talking about adult problems and helping out without (too much) ridicule. Good shit. Link to comment Share on other sites More sharing options...
ICTChris Posted October 10, 2017 Share Posted October 10, 2017 3 hours ago, 19QOS19 said: Does that template not sum up the youth of today? I can borrow what I want but when I can't afford to pay it back it's someone elses fault. This post isn't a pop at yourself or everyone who has borrowed from these companies. I just take issue that it's purely their fault. It's similar to folk who complain about losing all their money on gambling and that someone should have stopped them. When did we stop taking responsibility for our own actions? I've never used these companies but when you take out a loan does it not tell ylu how long you have to pay it back and how much it'll cost? I'd be interested to see an age breakdown of the customers of pay-day loan companies. They can obviously get a lot of people in a hole but lending money to people with bad credit ratings is expensive. If companies were barred from doing this then there would be no credit available to people on low incomes or with bad credit ratings. Although maybe fewer people would have bad credit ratings in the first place if they didn't lend to people. Link to comment Share on other sites More sharing options...
ICTChris Posted October 10, 2017 Share Posted October 10, 2017 7 minutes ago, GiGi said: There's something very cathartic about this thread. I've read before it's good for men's mental health to go to the pub because they talk more over a few pints than they might otherwise. This is like the online, slightly more sober version. Seeing posters talking about adult problems and helping out without (too much) ridicule. Good shit. I'm very proud of my maturity for not suggesting that DA has blown all the money from these payday loan companies on prototypes for his sex pram. Link to comment Share on other sites More sharing options...
NorthernJambo Posted October 10, 2017 Share Posted October 10, 2017 I'm very proud of my maturity for not suggesting that DA has blown all the money from these payday loan companies on prototypes for his sex pram. It goes without saying that he has. Good point well made@GiGi on world mental health day as well no less Link to comment Share on other sites More sharing options...
DA Baracus Posted October 16, 2017 Share Posted October 16, 2017 Have spoken with Step Change and got a plan in place. Hopefully none of the companies reject it! It will take up almost half of my monthly wages for 5 months. That's before I pay rent, council tax, electricity and of course my Debt Arrangement Scheme (that still has over 5 years to run), as well as food and such essentials. Will leave me having to keep a very tight rein of things and really curtail what I can do, but needs must. I've already had to cancel a gig I was going to this week, which is a but gutting as I was looking forward to it and to seeing some friends I've not seen in ages. But then it's what I get for being a tit. After 5 months I'll only have the debts left that the DAS covers but will be out of the payday loan cycle and the credit card will be totally paid off as well. It will hopefully force me to stop doing such stupid shit and might help with other problems as well. Sets me back in some plans I had, but I've wasted circa 16 years of my life, so a few more months won't be that bad. Link to comment Share on other sites More sharing options...
pub car king Posted October 16, 2017 Share Posted October 16, 2017 Has bambino got back from Vegas yet. Link to comment Share on other sites More sharing options...
welshbairn Posted October 16, 2017 Share Posted October 16, 2017 5 minutes ago, DA Baracus said: Have spoken with Step Change and got a plan in place. Hopefully none of the companies reject it! It will take up almost half of my monthly wages for 5 months. That's before I pay rent, council tax, electricity and of course my Debt Arrangement Scheme (that still has over 5 years to run), as well as food and such essentials. Will leave me having to keep a very tight rein of things and really curtail what I can do, but needs must. I've already had to cancel a gig I was going to this week, which is a but gutting as I was looking forward to it and to seeing some friends I've not seen in ages. But then it's what I get for being a tit. After 5 months I'll only have the debts left that the DAS covers but will be out of the payday loan cycle and the credit card will be totally paid off as well. It will hopefully force me to stop doing such stupid shit and might help with other problems as well. Sets me back in some plans I had, but I've wasted circa 16 years of my life, so a few more months won't be that bad. Could be worth thinking about doing the odd pub or supermarket shift to get you through, sounds like a really tight budget. Link to comment Share on other sites More sharing options...
Jambomo Posted October 16, 2017 Share Posted October 16, 2017 Have spoken with Step Change and got a plan in place. Hopefully none of the companies reject it! It will take up almost half of my monthly wages for 5 months. That's before I pay rent, council tax, electricity and of course my Debt Arrangement Scheme (that still has over 5 years to run), as well as food and such essentials. Will leave me having to keep a very tight rein of things and really curtail what I can do, but needs must. I've already had to cancel a gig I was going to this week, which is a but gutting as I was looking forward to it and to seeing some friends I've not seen in ages. But then it's what I get for being a tit. After 5 months I'll only have the debts left that the DAS covers but will be out of the payday loan cycle and the credit card will be totally paid off as well. It will hopefully force me to stop doing such stupid shit and might help with other problems as well. Sets me back in some plans I had, but I've wasted circa 16 years of my life, so a few more months won't be that bad. It’s shit but once the debt is gone you’ll feel brilliant. I had circa £4-5k from various things a few years back and had got into the payday loan cycle as well.I made my last big payment last payday and this will be the first month that I have a full wage which is mine to keep and with none of it going out to service the debts. Feels amazing. [emoji4] Link to comment Share on other sites More sharing options...
mizfit Posted October 16, 2017 Share Posted October 16, 2017 Could be worth thinking about doing the odd pub or supermarket shift to get you through, sounds like a really tight budget. That could be a shout DA, I know the last thing you probably want to do after a day at work is go back out for another shift, but a couple of nights extra work could help you out? Link to comment Share on other sites More sharing options...
DA Baracus Posted October 16, 2017 Share Posted October 16, 2017 I've been thinking about some part time work. Not something I want to do really but if I can maybe get a couple of evenings a week somewhere it could help. Will have to look in to it Link to comment Share on other sites More sharing options...
DA Baracus Posted October 16, 2017 Share Posted October 16, 2017 Nah won't be giving up weekends, and hate bar work as well Link to comment Share on other sites More sharing options...
mizfit Posted October 16, 2017 Share Posted October 16, 2017 Male Escort? Link to comment Share on other sites More sharing options...
DA Baracus Posted October 16, 2017 Share Posted October 16, 2017 Aside from a smashing boaby, I lack the attributes for such a role Link to comment Share on other sites More sharing options...
DA Baracus Posted October 16, 2017 Share Posted October 16, 2017 22 minutes ago, Bairnardo said: I'm not very good at betting Link to comment Share on other sites More sharing options...
throbber Posted October 16, 2017 Share Posted October 16, 2017 DA you have just put yourself down three times in a row there, i hate to think what your CV looks like. What about a job working in the Amazon warehouse? Assuming you live near Dunfermline. Link to comment Share on other sites More sharing options...
Shandon Par Posted October 16, 2017 Share Posted October 16, 2017 Rob Granny Danger’s house when he’s on holiday. Link to comment Share on other sites More sharing options...
DA Baracus Posted October 16, 2017 Share Posted October 16, 2017 11 minutes ago, throbber said: DA you have just put yourself down three times in a row there, i hate to think what your CV looks like. What about a job working in the Amazon warehouse? Assuming you live near Dunfermline. As I said in another thread, my CV is just a list of TV shows I've never seen. No, I live in Dundee 1 minute ago, Shandon Par said: Rob Granny Danger’s house when he’s on holiday. I think the home has a security lock and guards. Plus I don't think the indoor market would buy a stairlift Link to comment Share on other sites More sharing options...
throbber Posted October 16, 2017 Share Posted October 16, 2017 Just now, DA Baracus said: As I said in another thread, my CV is just a list of TV shows I've never seen. No, I live in Dundee I think the home has a security lock and guards. Plus I don't think the indoor market would buy a stairlift Warehouse work might work for you though. Or just work in a 24/7 Asda. I don't blame you for not wanting to do bar work, i did it a few times and absolutely hated every minute of it. Link to comment Share on other sites More sharing options...
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