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lichtgilphead

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Everything posted by lichtgilphead

  1. Well, there's all these non-existent posts that you claim to have made in the TV & Film forum... More importantly, however, there's this: "Why do they (the SNP) need the recent tax hikes? With the now 6 bands of taxation in Scotland, and increase for lower earners." Between 2023/24 & 2024/25 here will be a reduction in tax paid by every taxpayer who pays the starter, basic & intermediate rates, and even people that pay some tax at the higher rate will see a tiny reduction in the tax payable. This reduction is due to the increases in the starter, basic & intermediate earning thresholds, and the freezing of the higher earning threshold Scottish income tax rates and thresholds Income tax bands and rates 2023/24 earnings thresholds (and tax rates) 2024/25 earnings thresholds (and tax rates) Personal allowance (for most) Between £0 and £12,570 (no income tax due) Starter Between £12,571 and £14,732 (19%) Between £12,571 and £14,876 (19%) Basic Between £14,733 and £25,688 (20%) Between £14,877 and £26,561 (20%) Intermediate Between £25,689 and £43,662 (21%) Between £26,562 and £43,662 (21%) Higher Between £43,663 and £125,140 (i) (42%) Between £43,663 and £75,000 (42%) Advanced N/A Between £75,001 and £125,140 (i) (45%) Top Over £125,140 (47%) Over £125,140 (48%) Accordingly, I estimate that anyone in Scotland who earns more than £14,732 and less than £75,000+ will pay less tax in 2024/25 than they did on the same salary in 2023/24, albeit higher paid people will only save around £15 per year. Anyone earning under £14,732 will pay exactly the same amount. You can check out the year on year differences here: https://www.thetimes.co.uk/money-mentor/income-tax-calculator/ - please note that I'm not complicating the matter by including NI or pension contributions. Happy to be corrected if I've got this wrong. Obviously, this goes against the MSM narrative, which Jedi has fallen for hook, line & sinker, but the consequence is that either Jedi believes that £75,000+ is a low earner, or he's lying. Simples!
  2. Seeing as @Jedi2 has taken a night off from lying about the SNP, I took up his invitation to check out his posts in the "actual football forums" & the TV/film forum. According to https://forum.pieandbovril.com/profile/84168-jedi2/content/, since he returned, he has made 142 posts. 138 of these posts were in the Politics forum 4 in Scottish Premiership General Chatter None at all in the TV & Film forum. I don't think I need to comment further.
  3. Obviously, Gayfield is the best, but I'm not considering that as an away day. Ayr & Morton for me then, with an honourable mention for Partick. Inverness easily the worst.
  4. Are you suggesting that you prefer Dick?
  5. No. I asked you whether the SNP sent their underspend to Westminster, like Labour used to. You said that they didn't. That was my entire f*cking point in the first place. Your "neither" answer referred to two options, one of which was true (hint: it wasn't the "return to London" option). The SNP retained the money to spend in future accounting periods. Shall I use shorter, easier words in future? 2) I have never denied that some Scottish taxpayers pay more than E, W & NI taxpayers. I pay more than my equivalent taxpayer in England. Please stop lying about what I said. However, you specifically framed the debate in terms of "lower earners" and specified £28.000. Anyone in Scotland earning under around £28,800 in 2024/25 will pay less tax than someone on the same salary in rUK
  6. Feel free to point out any inaccuracies in my posts
  7. Stop shifting the goalposts. You specifically stated that the SNP had raised taxes on lower earners. I've provided figures to show that the most recent budget reduced the amount of income tax to be paid by Scottish taxpayers earning £15,000 & £28,000 in 2024/25. Quite simply, you lied. The median salary in Scotland was £35,518 in November 2023, so £28,000 is not a high earner today. He would still pay less tax on £28,000 in 2024/25 than he did in 2023/24 though, so I have no idea what point you are trying to make. According to The Times tax calculator, https://www.thetimes.co.uk/money-mentor/income-tax-calculator/, an English/Welsh/NI taxpayer would pay £3086 per year in Income Tax in 2024.25. That's £9 more than the £3077 that a Scottish taxpayer would pay. You really are pretty shit at this, aren't you
  8. Why not post some proof then. Let me provide some "facts" for you to digest If a Scottish taxpayer earning £28000 has the standard personal allowance, he will pay no tax on the first £12570 In 2023/24, he would then pay income tax as follows: £12,570 to £14,732 Starter rate (19%) = £410.78 £14,733 to £25,688 Scottish basic rate (20%) = £2191.20 £25,688 to £28,000 Intermediate rate (21%) = £485.52 Total income tax payable on £28,000 in 2023/24 = £3087.50 In 2024/25, he would then pay as follows: £12,570 to £14,876 Starter rate (19%) = £438.14 £14,876 to £26,561 Scottish basic rate (20%) = £2337.00 £26,561 to £28,000 Intermediate rate (21%) = £302.19 Total income tax payable on £28,000 in 2024/25 = £3077.33 Last time I looked, £3077.33 was less than £3087.50. Accordingly, our hypothetical £28,000 earner is paying less tax in 2024/25 than he was in 2023/24. Paying less tax is not an "increase" That;s how to use "facts" to prove a point.
  9. Thats's nearly as amusing as describing the labour party as "socialist" Keep up the lies about tax rates for the low paid though. I'm sure the sockpuppets & permabanned losers will lap it up
  10. Well, that was a sudden change of view! Now Jedi says that the SNP don't return the money to Westminster after all. The rest of his post can be described by using a gif h However, I'll respond to a couple of his points If they are managing the budget so well, why do they need the recent tax hikes? Because the block grant funding, derived from UK Government spending decisions, has fallen by 1.2% in real terms since 2022-23. See https://www.gov.scot/publications/scottish-budget-2024-25-deputy-first-minister-statement/ 6 bands of taxation in Scotland, and increase for lower earners. The starter, basic, intermediate & higher rates have not increased & the allowances for the starter & basic rates have increased by inflation ttps://www.bbc.co.uk/news/uk-scotland-67760641 The lower earner on a £15,000 salary in Scotland pays total tax of £462.94 This is a reduction in income tax of £1.44 compared to 2023-24 due to the inflationary increase to the starter rate band. If you earned the amount but were not resident in Scotland the full £2,430 would be taxable at 20% (UK basic rate) producing an income tax bill of £486. Therefore, you would pay £23.06 less as a resident of Scotland. they starve Councils of much needed revenue https://www.gov.scot/news/2024-25-scottish-budget-unveiled/ The 2024-25 Scottish Budget includes:... ...record funding of more than £14 billion for local government, including £144 million to enable local authorities to freeze Council Tax rates at their current levels and some {Councils} heading for bankruptcy Local authorities cannot actually go “bankrupt” in the way that a company or an individual can. Instead, they issue what is known as a section 114 notice. This is a report from the council’s finance officer that they believe that the authority is about to incur expenditure that is unlawful according to the Local Government Finance Act 1988 Unlike the recent actions of Birmingham & Nottingham City Councils (both controlled by Labour) no Scottish local authority has ever issued a section 114 notice. Currently, there are several English authorities who have recently warned that they are at risk of doing so. Last year, Kent and Hampshire county councils warned that they may have to issue section 114 notices due to rising demand and cost pressures and insufficient funding For 2024/25. Coventry, Somerset, Guildford, Kirklees,and Southampton– among others – have all warned that they may have to issue a section 114. https://www.instituteforgovernment.org.uk/explainer/local-authority-section-114-notices
  11. Sorry Jedi. That's not an answer. Unless the money was stolen, it must have gone somewhere. Either it was returned to Westminster (like Labour did,) or it was retained & carried forward. https://www.gov.scot/publications/final-outturn-report-scottish-budget-2021-2022/pages/3/ 10. The total underspend of £2,087 million does not represent a loss of spending power to the Scottish Government. (my emphasis) 11. Significant underspends relate to ring-fenced, non-cash budgets or Annually Managed Expenditure: a. £569 million relates to ring-fenced non-cash budgets, of which the majority of the underspend is in relation to the Student Loan Valuation model and is a direct reflection of the late movement in the Resource Accounting and Budgeting Charge (RAB) and Stock charges relating to Student Loans. The Resource Accounting and Budgeting (RAB) charge is the estimated cost to Government of borrowing to support the student finance system. This is a non-cash movement, representing an adjustment to the impairment of student loans based on economist expectations of likely repayments. b. £314 million relates to Annually Managed Expenditure (AME) budgets which are ring-fenced budgets set by HM Treasury. Any under/overspends shown against UK-funded Annually Managed Expenditure cannot be deposited in the Scotland Reserve and have no subsequent impact on the Scottish Budget. These budgets are not available for general public services.  12. £699 million is carried forward in the Scotland Reserve, the majority of which had been anticipated and therefore included in our 2022-23 funding position. 13. £559 million are adjustments to funding actioned post completion of the Spring Budget Revision and therefore not reflected in the Scottish Budget. What you haven't mentioned is that the Scottish Government (unlike Westminster) cannot overspend its budget. The budget must balance. This makes some sort of underspend impossible to avoid in any specified financial period. However, the overall spending power available remains the same, as detailed above. So, unless you can show that the SNP returned money to Westminster, it must have been retained. QED
  12. Your quoted article is hidden behind a paywall. However, what happened to the underspend? Was it Retained, and carried forward into next years budget; or Handed back to Westminster like Labour had done in previous years Take your time...
  13. F*ck off with your concern trolling, Stormzy, It was only last night that you were celebrating a dog dying of cancer. As I've said before, you really are a piece of shit.
  14. Blair & Starmer have f*ck all to do with the highlighted services as they are all devolved. You should be referencing Dewar, McLeish & McConnell, all of whom 'protected' Scottish public services by sending any underspend back to Westminster. Compare & contrast with the current administration's policy in this area.
  15. Unfortunately, Dundee will probably win the Scottish Cup again before Labour abolish the Lords. Probably Arbroath will win the Champions League the same season.
  16. Things go in cycles. We can't expect to be successful all the time. The current team are the best (and maybe even better) since the 1971-75 squad. I'll be happy to watch the team whatever league they are in next season.
  17. Note that Stormzy/Santan.Albus/@RuMoore doesn't deny the basic accusation of being a multi-banned troll. Here are 3 of his contributions to the "show us your dogs" thread under 3 different aliases. How's the dog, Stormzy?
  18. . @Jedi2 - my recollection is that you chose to leave the politics forum, then decided to return with a new name. Not a problem. However, you will be judged by the company you keep. Your new pal @RuMoore has previously been banned for operating multiple trolling accounts. His previous aliases include Stormzy, Santan & Albus Bulbasaur. Green dotting his trolling attempts does you no favours and will damage any credibility you are trying to build.
  19. My captain - leading an (ir)win-ning team from the front. Points & condolences all round.
  20. Alternatively, a Labour/Tory coalition would be just 1 short of a majority...
  21. So Jedi, what would you expect the deleted messages to disclose? Perhaps Sturgeon "wanted to let the bodies pile high" like Boris Johnson? Perhaps Jason Leitch ignored scientific advice, like Rishi Sunak's disastrous 'eat out to help out' scheme? Perhaps didgy PPE contracts were handed out to SNP cronies on the basis of WhatsApp requests? Even though the Tories deleted their messages, we know that Westminster was guilty of all 3 things I mention above What are you (and others) suggesting that the SNP did wrongly? The silence is deafening. Are you just trying to manufacture some 'SNPbaaaaad' outrage?
  22. According to Ayr, PPV is available to purchase from 5pm Given this, and the fact that the A82 is underwater near Luss, I've finally given up any last remaining thoughts of travelling. I'll not be buying the stream before 19:40 though...
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