It's getting a bit clichéd to complain about car insurance, but it's not exactly cheap.
The car's fucking purple, worth f**k all, and doesn't go fast enough to crash into anything in a meaningful manner.
I'm not surprised people get involved in insurance fraud. Got to get your money's worth somehow.
Also: "No claims discount protection". If you make a claim, it doesn't count against your NCD, because you've bought protection.
But you've made a fucking claim! What kind of profiteering bullshit is that? It's supposed to be an indicator that you're a safe driver, but if you've got a wee bit extra money in every month, it doesn't actually matter, because you'll always have "no claims".
I, on the other hand, haven't made any claims in the two years, but don't get a "discount" because I'm not the main driver, or some such nonsense.