Car advice

[hk blues]

16 hours ago, Sergeant Wilson said:

You can get decent ones from The Phillipines.

 

You mean the car, don't you?

FFS...

[DublinMagyar]

Update

Local (trusted) garage have advised to replace flywheel also, parts now €520
Labour EST. €300

[emoji30]

[deej]

More of a PTTGOYN I suppose, but insurance. Renewal is due in 2 weeks for both cars, Admiral come through with a handy auto renewal price of £665. Obviously renewals are silly prices so I go on to compare the market, and one of the cheapest is Aviva, who also offer multicar. 

I go to Aviva directly for a multicar quote as comparethemarket didn't seem to offer that, and they come in at a whopping £865 for both, whereas individual quotes for the 2 cars (both with Aviva) combined is around £500. 

The 2 cars are now insured - 1 with Aviva, 1 with Churchill, as the total cost was around £440. 

I go to cancel the autorenewal with admiral and magically they can knock £115 off the renewal price. Apparently the price was the best they could do at the time with the information they had on me, yet managed to chop nearly 20% off the renewal price with no additional information. Insurance companies are robbing b*****ds. 

[Guest]

More of a PTTGOYN I suppose, but insurance. Renewal is due in 2 weeks for both cars, Admiral come through with a handy auto renewal price of £665. Obviously renewals are silly prices so I go on to compare the market, and one of the cheapest is Aviva, who also offer multicar. 
I go to Aviva directly for a multicar quote as comparethemarket didn't seem to offer that, and they come in at a whopping £865 for both, whereas individual quotes for the 2 cars (both with Aviva) combined is around £500. 
The 2 cars are now insured - 1 with Aviva, 1 with Churchill, as the total cost was around £440. 
I go to cancel the autorenewal with admiral and magically they can knock £115 off the renewal price. Apparently the price was the best they could do at the time with the information they had on me, yet managed to chop nearly 20% off the renewal price with no additional information. Insurance companies are robbing b*****ds. 

I purposely don't renew with companies even if they can beat the other lowest price after they've already high balled bunch of robbing c***s.

[harry94]

15 minutes ago, deej said:

More of a PTTGOYN I suppose, but insurance. Renewal is due in 2 weeks for both cars, Admiral come through with a handy auto renewal price of £665. Obviously renewals are silly prices so I go on to compare the market, and one of the cheapest is Aviva, who also offer multicar. 

I go to Aviva directly for a multicar quote as comparethemarket didn't seem to offer that, and they come in at a whopping £865 for both, whereas individual quotes for the 2 cars (both with Aviva) combined is around £500. 

The 2 cars are now insured - 1 with Aviva, 1 with Churchill, as the total cost was around £440. 

I go to cancel the autorenewal with admiral and magically they can knock £115 off the renewal price. Apparently the price was the best they could do at the time with the information they had on me, yet managed to chop nearly 20% off the renewal price with no additional information. Insurance companies are robbing b*****ds. 

On the subject of insurance, I had a ridiculous exchange with Admiral recently.

I found their quote was the best and beat mine through the comparison sites so went ahead and bought it, same nonsense as you cancelling the autorenewal with esure and suddenly them getting a better deal.

Everything processed in it's normal way and Admiral then sent an email asking for a bit of extra information on employment info etc.

The drop down box on the comparison site didn't give an exact match for my partner so I picked the closest role. In the email, I was able to be a bit more specific with her job title (and couldn't remember what I'd typed in tbh). The end result was a slight difference like 'admin officer' becoming 'admin assistant'.

This girl then phoned me up and started grilling me and told me that the insurance was subjected to a change fee and they'd need to recalculate everything on their end. I kindly explained that I picked the closest title I could see at the time and felt that each term was equally reflective and they they just kept repeating the same question. The girl sounded really flustered and wasn't getting it. Ended up just telling her to go ahead and cancel the policy then had them groveling back to me after a hold and the issue dropped.

Never had to claim from insurance but dread the say having to go through their shite on the phone again.

[deej]

19 hours ago, Empty It said:

19 hours ago, deej said:

More of a PTTGOYN I suppose, but insurance. Renewal is due in 2 weeks for both cars, Admiral come through with a handy auto renewal price of £665. Obviously renewals are silly prices so I go on to compare the market, and one of the cheapest is Aviva, who also offer multicar. 
I go to Aviva directly for a multicar quote as comparethemarket didn't seem to offer that, and they come in at a whopping £865 for both, whereas individual quotes for the 2 cars (both with Aviva) combined is around £500. 
The 2 cars are now insured - 1 with Aviva, 1 with Churchill, as the total cost was around £440. 
I go to cancel the autorenewal with admiral and magically they can knock £115 off the renewal price. Apparently the price was the best they could do at the time with the information they had on me, yet managed to chop nearly 20% off the renewal price with no additional information. Insurance companies are robbing b*****ds. 

I purposely don't renew with companies even if they can beat the other lowest price after they've already high balled bunch of robbing c***s.

Similarly, I had already bought the new insurance before cancelling with Admiral, fully aware they would beat their own price. Had they been significantly cheaper then I could always cancel the new policies before they started. 

19 hours ago, harry94 said:

On the subject of insurance, I had a ridiculous exchange with Admiral recently.

I found their quote was the best and beat mine through the comparison sites so went ahead and bought it, same nonsense as you cancelling the autorenewal with esure and suddenly them getting a better deal.

Everything processed in it's normal way and Admiral then sent an email asking for a bit of extra information on employment info etc.

The drop down box on the comparison site didn't give an exact match for my partner so I picked the closest role. In the email, I was able to be a bit more specific with her job title (and couldn't remember what I'd typed in tbh). The end result was a slight difference like 'admin officer' becoming 'admin assistant'.

This girl then phoned me up and started grilling me and told me that the insurance was subjected to a change fee and they'd need to recalculate everything on their end. I kindly explained that I picked the closest title I could see at the time and felt that each term was equally reflective and they they just kept repeating the same question. The girl sounded really flustered and wasn't getting it. Ended up just telling her to go ahead and cancel the policy then had them groveling back to me after a hold and the issue dropped.

Never had to claim from insurance but dread the say having to go through their shite on the phone again.

I changed job mid policy, from working in a bank to office based engineering. What difference this made to my car insurance I've no idea, but when I went to notify them the premium jumped up £60. So I closed the page and went about my day. 

[Trackdaybob]

Insurance companies are all just kuntz. 

[hk blues]

5 minutes ago, Pato said:

I've had to claim for insurance once and it was the most bizarre experience:

Me: Hello I'd like to make a claim.

Them: A what?

Me: A claim.

Them: What?

Me: A claim. I'd like to make a claim.

Them: Could you spell it?

Me: Are you taking the pi--- nevermind. C-L-A-I-M

Them: Sorry could you explain what it is you want? I don't understand.

Me: Is this cunto insurance?

Them: Yes.

Me: Right. Someone's broken into my car and I need the door fixed on my insurance.

Them: Ahhhh OK.

I have a similar story involving saying and then in the face of repeated bemused 'what?' escalating to bellowing FIRST. CLASS. RECORDED. DELIVERY.  through the glass at a nonplussed post office clerk one time. I don't think I've got a speech impediment.

Sorry, what was that?

[Guest]

I've had to claim for insurance once and it was the most bizarre experience:
Me: Hello I'd like to make a claim.
Them: A what?
Me: A claim.
Them: What?
Me: A claim. I'd like to make a claim.
Them: Could you spell it?
Me: Are you taking the pi--- nevermind. C-L-A-I-M
Them: Sorry could you explain what it is you want? I don't understand.
Me: Is this cunto insurance?
Them: Yes.
Me: Right. Someone's broken into my car and I need the door fixed on my insurance.
Them: Ahhhh OK.
I have a similar story involving saying and then in the face of repeated bemused 'what?' escalating to bellowing FIRST. CLASS. RECORDED. DELIVERY.  through the glass at a nonplussed post office clerk one time. I don't think I've got a speech impediment.

"Maybe if we pretend to not understand he'll just go away"

[UsedToGoToCentralPark]

Amazingly my renewal price with Admiral this year was pretty competitive and after doing some comparisons remained with Admiral.

Their policy on modifications is pretty good as well, only got charged the £9.50 online admin fee when I put an aftermarket exhaust on my car a few weeks ago. They won't replace it with an aftermarket part but instead revert to standard exhaust but in my case that's fine.

[Guest]

Amazingly my renewal price with Admiral this year was pretty competitive and after doing some comparisons remained with Admiral.

Their policy on modifications is pretty good as well, only got charged the £9.50 online admin fee when I put an aftermarket exhaust on my car a few weeks ago. They won't replace it with an aftermarket part but instead revert to standard exhaust but in my case that's fine.

I've always found if you're going down the route of modifying your car Adrian Flux are the cheapest by some margin.

[UsedToGoToCentralPark]

I've always found if you're going down the route of modifying your car Adrian Flux are the cheapest by some margin.

In my situation Vauxhall wanted a grand for a rear back box replacement but I could get a cat back setup from Cobra supplied and fitted for half that, Admiral only charged the admin fee and if they wanted to replace it with a VX part as any claim then fine with me.

[philpy]

Right. My 59 plate altea had a full service and MOT on Monday, and the garage couldn't find any record of when the timing belt was last done. After a bit of digging (phoned the garage where previous services were done), it was last replaced in 2016. They've recommend it's done as soon as. I spoke to a mechanic I know today, he said it's not a requisite that it's done every 5 years. Who's correct here, before I part with £450?? Car has done 57058 if it helps any. 

[supermik]

What does the manufacturer say?

[pub car king]

It depends in the engine pal. Some manufacturers range from 40,000 miles 4 years to over 100,000 miles 10 years. From my previous seat diesel it was 6 years without fail regardless of mileage (unless you had gone over the mileage first). It's not like an air filter when you can say nah f**k it until next time the belt is under load and the rubber perishes as well. 

Like above look into this and also is there any evidence it was done at that other place? 

[Guest]

Right. My 59 plate altea had a full service and MOT on Monday, and the garage couldn't find any record of when the timing belt was last done. After a bit of digging (phoned the garage where previous services were done), it was last replaced in 2016. They've recommend it's done as soon as. I spoke to a mechanic I know today, he said it's not a requisite that it's done every 5 years. Who's correct here, before I part with £450?? Car has done 57058 if it helps any. 

If it's only done 57k surely it shouldn't be onto its 3rd timing belt...

[die hard doonhamer]

On 04/05/2021 at 13:01, Empty It said:

On 04/05/2021 at 12:47, deej said:

More of a PTTGOYN I suppose, but insurance. Renewal is due in 2 weeks for both cars, Admiral come through with a handy auto renewal price of £665. Obviously renewals are silly prices so I go on to compare the market, and one of the cheapest is Aviva, who also offer multicar. 
I go to Aviva directly for a multicar quote as comparethemarket didn't seem to offer that, and they come in at a whopping £865 for both, whereas individual quotes for the 2 cars (both with Aviva) combined is around £500. 
The 2 cars are now insured - 1 with Aviva, 1 with Churchill, as the total cost was around £440. 
I go to cancel the autorenewal with admiral and magically they can knock £115 off the renewal price. Apparently the price was the best they could do at the time with the information they had on me, yet managed to chop nearly 20% off the renewal price with no additional information. Insurance companies are robbing b*****ds. 

I purposely don't renew with companies even if they can beat the other lowest price after they've already high balled bunch of robbing c***s.

Thankfully the real need to do this will disappear later this year, when insurers will no longer be allowed to charge more at renewal than the equivalent new business price. It's a massive shift for the market, and it'll be interesting to see how customer behaviours change in the aftermath.

 

[Thereisalight..]

My 06 car will soon have done 97k miles. Hopefully it’s got a few more years left in it but I was looking on the buy and sell sites. Saw a 64 plate Audi (iirc) that had done 44k and was a good price but the catch was it needed a new engine. How the fck can a car that’s done 44k need a new engine

[RandomGuy.]

9 hours ago, pub car king said:

It depends in the engine pal. Some manufacturers range from 40,000 miles 4 years to over 100,000 miles 10 years. From my previous seat diesel it was 6 years without fail regardless of mileage (unless you had gone over the mileage first). It's not like an air filter when you can say nah f**k it until next time the belt is under load and the rubber perishes as well. 

Like above look into this and also is there any evidence it was done at that other place? 

It's not the belt that's the issue, it's the pulleys it runs on. Wee plastic idlers that go brittle over time and/or a water pump that can comes slack.

99% of timing belt failures are a pulley breaking up/water pump failing and causing the belt to jump etc., very rare for the belt to snap through old age alone.

Seen some folk go 10+ years/100k+ miles and not change their belt without any issue, seen others have belts jump at 4yrs/under 50k miles.

I'd just change it tbh, unless you're not bothered about your car getting written off. If it fails when you're driving then it was be good night for the engine.

[LincolnHearts]

If anyone needs to check a price on a part they think sounds expensive (or cheap) or even just the MOT history for past fails, just drop me a message.