Multiculturalism - Failed or Work in Progress?

[Jacksgranda]

Horrible Daily Mail type sweeping statement. However, at least you have revealed that self preservation is your motivation.

To be clear though, without an influx of working age people we have a huge problem with pensions in the future. If you know how pensions work then you'll realise that people working now pay for the already retired. The future age demographics show a huge disparity coming. Unless we get a better balance between old and young in this country then none of us will have a pension.

That's the way it works at the minute - that's not the way it's going to work in the future.

[throbber]

I think people like to seek out their own when in foreign lands - if we moved off to Iraq or Nigeria for example we would all probably try find other Brits to spend our time with and be cautious about the natives who have different banter

[oneteaminglasgow]

I mentioned it because it's the reason that is always spouted by the likes of yourself when defending mass immigration, "we need them, what about our pensions?"

My comment was pointing out that I don't believe this to be true, I don't believe they will contribute enough to the economy to alleviate any pension pressure.

It's your comprehension that is lacking I'm afraid!

I'd rather be a twat than sanctimonious and gullible.

Do you think that having less tax payers needing to fund increased services for the elderly is a problem?

If yes, would you agree that the best way to solve this problem would be having more tax payers?

If yes, where do you propose we get these tax payers from?

[Ross.]

My comment was pointing out that I don't believe this to be true, I don't believe they will contribute enough to the economy to alleviate any pension pressure.

The Office for Budget Responsibility suggests higher net migration reduces pressure on government debt over time. This result is based on the fact that incoming migrants are assumed to be more likely to be of working age than the population in general: Link

UK gains £20bn from European migrants, UCL economists reveal: Link

Positive economic impact of UK immigration from the European Union: Link

[Tommy Nooka]

You have succeeded. You are definitely a tw@t. Unfortunately you are also sanctimonious and gullible - bad day to be you!

I must've missed the memo that I live in the husk of a community in Shawlands.

How long have you lived there?

Would you say Shawlands has changed for the better since 2005?

I lived in Springhill Gardens between 2005-10 and I still visit it most weekends(the flat downstairs was raided as it was a cannabis farm 2 months before we sold up), it's been on a downward trend for a long time it's verging on a shitehole these days.....imo.

[killienick]

That's the way it works at the minute - that's not the way it's going to work in the future.

That's the whole essence of the state pension. It can't work any other way. I'm a specialist in pensions incidentally but I welcome any views on how this position is likely to change.

[thisGRAEME]

How long have you lived there?

Would you say Shawlands has changed for the better since 2005?

I lived in Springhill Gardens between 2005-10 and I still visit it most weekends(the flat downstairs was raided as it was a cannabis farm 2 months before we sold up), it's been on a downward trend for a long time it's verging on a shitehole these days.....imo.

Few months, but I've got nothing bad to say about it. Folk are friendly and there's a bunch of community stuff. I'm not too sure what else I'm missing.

[Tommy Nooka]

The Office for Budget Responsibility suggests higher net migration reduces pressure on government debt over time. This result is based on the fact that incoming migrants are assumed to be more likely to be of working age than the population in general: Link

UK gains £20bn from European migrants, UCL economists reveal: Link

Positive economic impact of UK immigration from the European Union: Link

I don't see how those assumptions and suggestions would be any more credible than my assumptions or suggestions.

http://www.express.co.uk/news/uk/464556/The-true-cost-of-immigration-148billion

Claims and counter claims!

In truth it's almost impossible to evaluate accurately and relies on huge amounts of guesswork.

[Jacksgranda]

That's the way it works at the minute - that's not the way it's going to work in the future.

That's the whole essence of the state pension. It can't work any other way. I'm a specialist in pensions incidentally but I welcome any views on how this position is likely to change.

It can't work that way if there are not enough people paying into the pot which is getting divvied up between more and more pensioners is the point I'm making, hence increasing the pension age and the introduction of (compulsory?) work place pension schemes or whatever they are called.

[killienick]

It can't work that way if there are not enough people paying into the pot which is getting divvied up between more and more pensioners is the point I'm making, hence increasing the pension age and the introduction of (compulsory?) work place pension schemes or whatever they are called.

They are something else entirely. These are just private prisons being effectively promoted by the government through NEST and other schemes. You are right though in that their introduction is intrinsically linked to the future defecit in state pension. The way in which this is paiid won't change apart from changes to retirement age or the actual value.

[blanco]

Having a final salary is very lucky. Well done. It's not exactly planning though unless you invested yourself, (which is unlikely in a DB scheme). I have a few DC schemes and will be alright in retirement but then again, I didn't spend much time drinking and preaching in Uni either. Your trying very hard to make a point about beardy lefties though aren't you? Have another go.

I planned perfectly well when I identified a profession and company that operated a final salary scheme and took the necessary steps to become gainfully employed in said profession. The extra investment came when I decided to increase my retirement pot rather than fritter all of my disposable income away like most of my peer group. I like to remind them of how comfortable i'll be whilst they frequent the food banks.

[Ross.]

I don't see how those assumptions and suggestions would be any more credible than my assumptions or suggestions.

http://www.express.co.uk/news/uk/464556/The-true-cost-of-immigration-148billion

Claims and counter claims!

In truth it's almost impossible to evaluate accurately and relies on huge amounts of guesswork.

The figures there relate to non EU immigrants. The figures I quoted all relate to EU immigrants.

The Express could have gone further and pointed out that there is one group who are a bigger drain on UK resources than non EU immigrants, and it's the British people themselves.

[killienick]

I planned perfectly well when I identified a profession and company that operated a final salary scheme and took the necessary steps to become gainfully employed in said profession. The extra investment came when I decided to increase my retirement pot rather than fritter all of my disposable income away like most of my peer group. I like to remind them of how comfortable i'll be whilst they frequent the food banks.

Good for you. I genuinely mean that. Unfortunately people underestimate the importance of pensions, (I see it every day). Buying years from a DB is a no brainer. I also identified a lovely DB but it shut down :-( I do manage my own pension though so that's a bonus.

[thisGRAEME]

I planned perfectly well when I identified a profession and company that operated a final salary scheme and took the necessary steps to become gainfully employed in said profession. The extra investment came when I decided to increase my retirement pot rather than fritter all of my disposable income away like most of my peer group. I like to remind them of how comfortable i'll be whilst they frequent the food banks.

No surprises why you use 'peer group'.

[blanco]

Good for you. I genuinely mean that. Unfortunately people underestimate the importance of pensions, (I see it every day). Buying years from a DB is a no brainer. I also identified a lovely DB but it shut down :-( I do manage my own pension though so that's a bonus.

I completely agree about people underestimating the importance of saving for retirement, I gave up trying to encourage friends to take this seriously long ago. Now there's a large recruitment drive in my place of work some of those very people are taking a rather keen interest in my profession and are applying for jobs because of the final salary pension, must be because theyre in their 30s and retirement is something they give thought to now.

[blanco]

No surprises why you use 'peer group'.

I like to keep most of them at arms length, I don't want them to be so comfortable that they think they can rely on me for handouts when times get tough and they haven't anticipated it.

[vikingTON]

But then that's only my opinion and experience of a multi-cultural community, I'm sure the posters from the melting pots of diversity that are Aberdeen, Kilmarnock and Greenock will tell you different though.

Given that the self-appointed representative for Glasgow (you) is too thick to correctly identify the ethnicity, language nor the country of origin of one of those communities you rail about, it's all too clear which culture has genuinely failed in its shit, south side hovels.

Gutted for you.

[Ira Gaines]

Tommy Nooka has blatantly ignored a shitload of posts. Not even cherry picking from them. It's almost HBesque.

[Ya Bezzer!]

Every single religion has integrated fine. Apart from Islam.

When you say Islam hasn't 'integrated' what you really mean is you don't see any Muslims in the pub or at the football, right?

[Berttravers]

When you say Islam hasn't 'integrated' what you really mean is you don't see any Muslims in the pub or at the football, right?

How many non-muslim people can actually say they have or have ever had a muslim pal, not a coleague, not someone you say hello to or even neighbour?, but an actual proper pal.

I bet its not many