Romeo Posted June 14, 2016 Share Posted June 14, 2016 Ok, current Mortgage deal is almost done so looking at options. In a position to increase payments and knock a few years of the mortgage. What kind of deal would P&B go for? 0 Quote Link to comment Share on other sites More sharing options...
lionel hutz Posted June 14, 2016 Share Posted June 14, 2016 (edited) Didn't know they were doing mortgages on cardboard boxesNah, in a seriousness m8, get the fixed rate, interest rates are really low right now Edited June 14, 2016 by Marr1 0 Quote Link to comment Share on other sites More sharing options...
sjc Posted June 14, 2016 Share Posted June 14, 2016 I'd be tempted to go with a fixed deal as interest rates will rise sooner or later......that said, my fucking financial adviser has been telling me that since 2009! If you can overpay, do it but don't overstretch yourself as it can add to the stress of work. 0 Quote Link to comment Share on other sites More sharing options...
Deeboy Posted June 14, 2016 Share Posted June 14, 2016 Something else (please specify) Stop polluting the website with pointless threads, you arsehole. 0 Quote Link to comment Share on other sites More sharing options...
WaffenThinMint Posted June 14, 2016 Share Posted June 14, 2016 Whatever option offers you a fixed or variable rate to kick it in the pie. 0 Quote Link to comment Share on other sites More sharing options...
Fide Posted June 14, 2016 Share Posted June 14, 2016 I voted other. You should sell your body in Blythswood Square every weekend until you have enough for a house. 0 Quote Link to comment Share on other sites More sharing options...
ICTChris Posted June 14, 2016 Share Posted June 14, 2016 Sell heroin to school children, it's very profitable you'll soon have enough cash not to worry about mortgages. 1 Quote Link to comment Share on other sites More sharing options...
Romeo Posted June 14, 2016 Author Share Posted June 14, 2016 Stop polluting the website How ironic Whatever option offers you a fixed or variable rate to kick it in the pie. Yeah, keen to get it kicked into touch as soon as possible. I voted other. You should sell your body in Blythswood Square every weekend until you have enough for a house. there is not enough time left before the planet dies for me to make this amount of money selling my body. Dont go for a fixed rate Reason..? Sell heroin to school children, it's very profitable you'll soon have enough cash not to worry about mortgages. I live in the west mate, not the east. 0 Quote Link to comment Share on other sites More sharing options...
Cerberus Posted June 14, 2016 Share Posted June 14, 2016 Mumsnet for this pish. 1 Quote Link to comment Share on other sites More sharing options...
Ross. Posted June 14, 2016 Share Posted June 14, 2016 Depends on a lot of factors, such as deposit and LTV, but interest rates are exceptionally low right now and I would be keen to be tied into a fixed rate for as long as possible, provided they are not ripping the c**t with the interest rate you are being offered. Which goes back to deposit or LTV I guess. 0 Quote Link to comment Share on other sites More sharing options...
RiG Posted June 14, 2016 Share Posted June 14, 2016 Fixed rate. See if your bank or another can do a wee deal with some cashback thrown in as well? I got close to £2,000 for taking out a certain type of mortgage with my building society 0 Quote Link to comment Share on other sites More sharing options...
CGR Posted June 14, 2016 Share Posted June 14, 2016 [Zinger] You don't get mortgages for Sellick-infested bins. [/Zinger] 0 Quote Link to comment Share on other sites More sharing options...
lionel hutz Posted June 14, 2016 Share Posted June 14, 2016 BTW best get the fixed rate before the 23rd of this monthInterest rates could go change dramatically depending on the result of the #EURef 0 Quote Link to comment Share on other sites More sharing options...
1320Lichtie Posted June 14, 2016 Share Posted June 14, 2016 BTW best get the fixed rate before the 23rd of this month Interest rates could go change dramatically depending on the result of the #EURef I'm just in process of arranging my 1st one, fixed for 3 years. Should be sorted by then thankfully. 0 Quote Link to comment Share on other sites More sharing options...
welshbairn Posted June 14, 2016 Share Posted June 14, 2016 BTW best get the fixed rate before the 23rd of this month Interest rates could go change dramatically depending on the result of the #EURef This. They won't definitely go up if we leave but they could and as the rates can't go much lower I'd go for the 5 years sharpish. 0 Quote Link to comment Share on other sites More sharing options...
Shandon Par Posted June 14, 2016 Share Posted June 14, 2016 Remortgage the fek out of the place and bung it all on SIlver Concorde in the 5pm at Ascot. 0 Quote Link to comment Share on other sites More sharing options...
Hedgecutter Posted June 14, 2016 Share Posted June 14, 2016 Where was this thread when I renewed online last night?! Took out a 3 year fixed rate in the end, a pleasing ~£150 cheaper monthly payment than the one which has just finished. Intending on just keeping the payments the same as previous (i.e. overpaying by putting that £150 back in) but at least I know that's optional and can drop it down if things get tighter over the next few years. 0 Quote Link to comment Share on other sites More sharing options...
Mortar Bored Posted June 14, 2016 Share Posted June 14, 2016 Brexit means you should convert your deposit to Gold futures, and collect a hefty minimum 3.5% return in two weeks. Gold is your friend for the next month- cash out at the end of July. If you don't make money, I'll eat my bullion! 0 Quote Link to comment Share on other sites More sharing options...
endieinreekie Posted June 15, 2016 Share Posted June 15, 2016 Burn your house down, claim the insurance, start a fundraising campaign and simply buy a new house mortgage free 0 Quote Link to comment Share on other sites More sharing options...
Ad Lib Posted June 15, 2016 Share Posted June 15, 2016 Paint the red door black. 0 Quote Link to comment Share on other sites More sharing options...
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