Update On Hoose Rice

[Hoose Rice]

11 minutes ago, Day of the Lords said:

f**k's sakes, they sound worse than our lot

You can ask for a review of the decision - cite the mental health situation if you haven't already. If you're able to get your number/passcode sorted out quickly, do that and send it with your review request, if not tell them you can't get a passcode for 5 working days (which is likely anyway) during which time you'll have no food, electric, gas etc. Lay it on thick if you have to and don't feel bad about it.

SWF teams can be absolute wankers - I had to complain about one of ours a while back over a refusal to award a CG for transport costs for a chaotic lad to go to Roxburghe House Hospice to see his dying girlfriend because "What if i award him £100 and she dies tomorrow". Some of them behave like it's their own money they're giving out. 

 

I've tried mate, sent them a copy of discharge letter, everything.  Electricity is almost done, you would think they would even send me £30 for the month even if the opposite happened and I spent my money on strippers and drugs because i've never asked before.   Between that and feeling the hospital let me down it's piss.

That's absolutely brutal they had that attitude towards you and your friend and sorry to hear about his other half. 

[Benjamin_Nevis]

1 minute ago, Hoose Rice said:

I've tried mate, sent them a copy of discharge letter, everything.  Electricity is almost done, you would think they would even send me £30 for the month even if the opposite happened and I spent my money on strippers and drugs because i've never asked before.   Between that and feeling the hospital let me down it's piss.

That's absolutely brutal they had that attitude towards you and your friend and sorry to hear about his other half. 

That's shit mate. Sadly there isn't anything else beyond charitable grants: https://grants-search.turn2us.org.uk/

Dunno if you've checked this out or not, also: https://homeheatingadvice.scot/partnershipdirectory/

[Hoose Rice]

16 minutes ago, Day of the Lords said:

That's shit mate. Sadly there isn't anything else beyond charitable grants: https://grants-search.turn2us.org.uk/

Dunno if you've checked this out or not, also: https://homeheatingadvice.scot/partnershipdirectory/

Perfect mate, I'll search up tomorrow

[RH33]

Hoose Rice, make a list of your creditors and contact each, if you have or can get a copy of discharge letter or gp letter stating recent issues.

They should then work with you to postpone or rearrange payments to give you some breathing space.

There may well be a local advocacy agent who can work and help with the situation with the kids. Have a chat with their school too. Make them aware of your situation from your side.

[scottsdad]

21 minutes ago, RH33 said:

Hoose Rice, make a list of your creditors and contact each, if you have or can get a copy of discharge letter or gp letter stating recent issues.

They should then work with you to postpone or rearrange payments to give you some breathing space.

There may well be a local advocacy agent who can work and help with the situation with the kids. Have a chat with their school too. Make them aware of your situation from your side.

Just to follow this up. When I was in financial trouble a few years ago StepChange was tremendous. They have specialist help for people with mental health issues also. They can guide you through all this very well. 

https://www.stepchange.org/debt-and-mental-health-support.aspx

And specific guidance here: https://www.stepchange.org/debt-info/debt-and-mental-health-evidence-form.aspx

I cannot recommend these guys highly enough. They can really help. 

[topcat(The most tip top)]

If you’re going through hell then keep going

[BFTD]

8 hours ago, Day of the Lords said:

SWF teams can be absolute wankers - I had to complain about one of ours a while back over a refusal to award a CG for transport costs for a chaotic lad to go to Roxburghe House Hospice to see his dying girlfriend because "What if i award him £100 and she dies tomorrow". Some of them behave like it's their own money they're giving out.

They live among us.

[Benjamin_Nevis]

They live among us.

Indeed. She got a cunting for the ages which was pleasing. I just can't get my head around these folk who'd happily see someone having problems continue to suffer rather than provide financial assistance with money that's literally there for that purpose. Utter cretins.

BTW on the debt advice front I'd recommend getting help from either the local welfare rights service (if there is one), failing that, CAB. Stepchange mean well but they sometimes offer pointless token payment arrangements when it's not always the best option. Overall though, all three provide free debt advice services unlike the cowboys that normally appear at the top of Google searches.

[LondonHMFC]

4 hours ago, scottsdad said:

Just to follow this up. When I was in financial trouble a few years ago StepChange was tremendous. They have specialist help for people with mental health issues also. They can guide you through all this very well. 

https://www.stepchange.org/debt-and-mental-health-support.aspx

And specific guidance here: https://www.stepchange.org/debt-info/debt-and-mental-health-evidence-form.aspx

I cannot recommend these guys highly enough. They can really help. 

Yep Stepchange literally changed my life. Without them I dread to think where I would have ended up. Speak to them as soon as you can @Hoose Rice ! If you need  a hand with it, drop us a message and I can help out.

[Hoose Rice]

8 hours ago, RH33 said:

Hoose Rice, make a list of your creditors and contact each, if you have or can get a copy of discharge letter or gp letter stating recent issues.

They should then work with you to postpone or rearrange payments to give you some breathing space.

There may well be a local advocacy agent who can work and help with the situation with the kids. Have a chat with their school too. Make them aware of your situation from your side.

Thanks mate.  I know it sounds like I'm making excuses for loads of bits of advice but with the school the ex is in there with the head teacher, she's from that area I'm not.  I even had to get copies of their birth certificates sent to the social work to contact the school as even though I picked the kids up as their dad for years from nursery/school (next door to each other) I was told their mum didn't want me to know any information and they went along with it.

Ive spoken to a few good charities today that seem a lot more helpful than the council (put my appeal in having went into middle of town with a gammy foot to get bank statement) and they haven't even replied so it's brick wall time with them.  Money advice service seem a lot more accommodating but stress it may take a long time.   I have the doctors tomorrow so I'll ask for the letter - great shout, thanks.  Will also help with sending to my place of work. 

[Hoose Rice]

8 hours ago, scottsdad said:

Just to follow this up. When I was in financial trouble a few years ago StepChange was tremendous. They have specialist help for people with mental health issues also. They can guide you through all this very well. 

https://www.stepchange.org/debt-and-mental-health-support.aspx

And specific guidance here: https://www.stepchange.org/debt-info/debt-and-mental-health-evidence-form.aspx

I cannot recommend these guys highly enough. They can really help. 

First thing tomorrow I'll contact them.  Thanks very much

[FuzzyBear]

26 minutes ago, Hoose Rice said:

Thanks mate.  I know it sounds like I'm making excuses for loads of bits of advice but with the school the ex is in there with the head teacher, she's from that area I'm not.  I even had to get copies of their birth certificates sent to the social work to contact the school as even though I picked the kids up as their dad for years from nursery/school (next door to each other) I was told their mum didn't want me to know any information and they went along with it.

Ive spoken to a few good charities today that seem a lot more helpful than the council (put my appeal in having went into middle of town with a gammy foot to get bank statement) and they haven't even replied so it's brick wall time with them.  Money advice service seem a lot more accommodating but stress it may take a long time.   I have the doctors tomorrow so I'll ask for the letter - great shout, thanks.  Will also help with sending to my place of work. 

If your appeal is unsuccesful phone the SPSO - their details will be on the council letter. I deal with Welfare Fund and in my  council if you have not had 3 awards in the last year virtually the only way we would knock you back is if you were earning too much or had savings.

[Hoose Rice]

3 minutes ago, FuzzyBear said:

If your appeal is unsuccesful phone the SPSO - their details will be on the council letter. I deal with Welfare Fund and in my  council if you have not had 3 awards in the last year virtually the only way we would knock you back is if you were earning too much or had savings.

Yeah was told today that if I had applied 3 times (which I haven't) then they would reject it right away.

I've not heard back from appeal but I'm kind of worried my wages don't go into my main account so I can keep control of card spending (makes sense to me) so I've sent over statements of main account and just have to hope for the best as they can see on that the money is coming from my other account from the 28th of each month.  If I'm earning too much (I wish) the statements I've sent clearly see the amounts I send for the kids and then my rent leaving me with little, especially this month when I didn't care about money in hospital I just wanted to speak to the kids and since i've sent loads I've not spoken to them for a week now when their mum knows I wasn't coping. 

Thankfully a couple of posters on here have went out their way to send me some money in which they don't even expect back so it will go a massive way of helping out and putting mind at ease and let me concentrate on other stuff

[FuzzyBear]

As a quick follow up the council should not make any judgement on the reasons. They should only decide if you are in crisis or not.

[Hoose Rice]

3 minutes ago, FuzzyBear said:

As a quick follow up the council should not make any judgement on the reasons. They should only decide if you are in crisis or not.

Yeah that makes sense.  But when you've thoughts of going undercover and using the remaining money you have to get a train to Glasgow to beg for the day so nobody notices you it's pretty much a crisis.  My heads that done just now and still not on my medication there's part of me that actually thinks it's perfectly logical.  

[Hoose Rice]

Does anyone know the best legit lender route that could access me £ fast with a paypack over 6 months?  I'm already getting shite through email (worst 3 months for birthdays ever) and with the grant being bumped would be good if I could sort something out to just get this all out my mind.  I know it's probably wrong and wrong route but the alternative is knowing I won't see children all summer, even if that's a gamble as like my boys birthday last week I didn't get to even speak but in my head if I can loan from a place, get them something it can never be used against me.  

[Father Ted]

42 minutes ago, Hoose Rice said:

Does anyone know the best legit lender route that could access me £ fast with a paypack over 6 months?  I'm already getting shite through email (worst 3 months for birthdays ever) and with the grant being bumped would be good if I could sort something out to just get this all out my mind.  I know it's probably wrong and wrong route but the alternative is knowing I won't see children all summer, even if that's a gamble as like my boys birthday last week I didn't get to even speak but in my head if I can loan from a place, get them something it can never be used against me.  

Little Loans are a broker for fast track lending, they seem to have a conscious unlike others and have a platinum trusted award from Feefo. Worth a try, check them out online, see what you think yourself.

As for your kids mother, life will pay her back in spades. Use parallel parenting, remain consistent and strong for the kids. If you feel up to it, you can go down the court route, you will be eligible for legal aid. At least you can get proper time together and get her behaviour recognised. It's for you to decide at the end of the day, as every situation is different but worked for me.

My sons mother was as toxic as you can possibly be,  ten years at court. I could be here all day with her sick tricks and twisted lies.  My son called me three years ago one night, he ran away. He's stayed with me ever since, sees his mother for exactly what she is.

Don't let her drag you in, that's what she wants. I'm sure you know that.

Regards your  need for lecky, contact your power provider they are duty bound to provide help for you considering your circumstances. I got it through Npower many years ago. You will get it same day you contact them.

Feel free to PM me anytime, can claim to be an expert but happy to help in anyway I can.

You are one of the good guys and you will get through this. Tackle the most pressing issue first and work through the others as you feel necessary. Don't let it overwhelm you, there's always tomorrow. Things will get better, you are stronger than you think.

 

[Hoose Rice]

7 minutes ago, Father Ted said:

Little Loans are a broker for fast track lending, they seem to have a conscious unlike others and have a platinum trusted award from Feefo. Worth a try, check them out online, see what you think yourself.

As for your kids mother, life will pay her back in spades. Use parallel parenting, remain consistent and strong for the kids. If you feel up to it, you can go down the court route, you will be eligible for legal aid. At least you can get proper time together and get her behaviour recognised. It's for you to decide at the end of the day, as every situation is different but worked for me.

My sons mother was as toxic as you can possibly be,  ten years at court. I could be here all day with her sick tricks and twisted lies.  My son called me three years ago one night, he ran away. He's stayed with me ever since, sees his mother for exactly what she is.

Don't let her drag you in, that's what she wants. I'm sure you know that.

Regards your  need for lecky, contact your power provider they are duty bound to provide help for you considering your circumstances. I got it through Npower many years ago. You will get it same day you contact them.

Feel free to PM me anytime, can claim to be an expert but happy to help in anyway I can.

You are one of the good guys and you will get through this. Tackle the most pressing issue first and work through the others as you feel necessary. Don't let it overwhelm you, there's always tomorrow. Things will get better, you are stronger than you think.

 

 

Cheers mate, I'll have a look into that tomorrow and expect a PM if okay re other stuff

Have a good night. 

[Father Ted]

1 hour ago, Hoose Rice said:

 

Cheers mate, I'll have a look into that tomorrow and expect a PM if okay re other stuff

Have a good night. 

No probs., anytime 

Damn auto correct.  Should be  "can't claim to be expert"

 

Edited June 8, 2022 by Father Ted

[Hoose Rice]

7 hours ago, Father Ted said:

Little Loans are a broker for fast track lending, they seem to have a conscious unlike others and have a platinum trusted award from Feefo. Worth a try, check them out online, see what you think yourself.

As for your kids mother, life will pay her back in spades. Use parallel parenting, remain consistent and strong for the kids. If you feel up to it, you can go down the court route, you will be eligible for legal aid. At least you can get proper time together and get her behaviour recognised. It's for you to decide at the end of the day, as every situation is different but worked for me.

My sons mother was as toxic as you can possibly be,  ten years at court. I could be here all day with her sick tricks and twisted lies.  My son called me three years ago one night, he ran away. He's stayed with me ever since, sees his mother for exactly what she is.

Don't let her drag you in, that's what she wants. I'm sure you know that.

Regards your  need for lecky, contact your power provider they are duty bound to provide help for you considering your circumstances. I got it through Npower many years ago. You will get it same day you contact them.

Feel free to PM me anytime, can claim to be an expert but happy to help in anyway I can.

You are one of the good guys and you will get through this. Tackle the most pressing issue first and work through the others as you feel necessary. Don't let it overwhelm you, there's always tomorrow. Things will get better, you are stronger than you think.

 

Little loans rejected me sadly. 

I know it sounds desperate and I hate myself for asking but if anyone could send even £2 or something to me so I don't have this worry for the next week it would be a massive weight off my shoulder.  Saying that It will be so embarrasing logging on again being so desperate and maybe it's because it's nearly six and ive not slept.  i just dont know what to do anymore.  im sorry. 

Edited June 8, 2022 by Andy Dufresne