Gaz FFC Posted September 30, 2012 Share Posted September 30, 2012 Did you have a sreaming brat in tow? 0 Quote Link to comment Share on other sites More sharing options...
Bowers Posted October 1, 2012 Share Posted October 1, 2012 People who have shit headphones. Why go to the effort of getting headphones to not annoy people then buy shit ones which do nothing apart from slightly muffle the noise. 0 Quote Link to comment Share on other sites More sharing options...
WaffenThinMint Posted October 1, 2012 Share Posted October 1, 2012 She was wearing espadrilles. In the gym. She was wearing espadrilles in the gym? OMFG! No wonder you were horrified. I mean, that is just soooooooo last season, yah? 0 Quote Link to comment Share on other sites More sharing options...
Fudge Posted October 1, 2012 Share Posted October 1, 2012 People moaning about payday loan companies. I've never had to use one and probably never will but the idea is excellent. You pay a few pounds interest to ensure your bill gets paid on time and don't lower your crdit score/blacken your credit history. If people misuse them, that's their own fault. 0 Quote Link to comment Share on other sites More sharing options...
Cowden til i die Posted October 1, 2012 Share Posted October 1, 2012 Naggers. 0 Quote Link to comment Share on other sites More sharing options...
Zen Archer (Raconteur) Posted October 1, 2012 Share Posted October 1, 2012 Naggers. 0 Quote Link to comment Share on other sites More sharing options...
fatbabyjake Posted October 1, 2012 Share Posted October 1, 2012 People moaning about payday loan companies. I've never had to use one and probably never will but the idea is excellent. You pay a few pounds interest to ensure your bill gets paid on time and don't lower your crdit score/blacken your credit history. If people misuse them, that's their own fault. I've been told that using them does have an effect on your credit score. A bloke in my work applied for one, was approved but allegedly didn't go ahead with it. When he applied nearly a year later for a credit card to use on holiday he got knocked back because his credit rating took a dive after his payday loan application. This could all be bollocks as i've never used them myself. I wouldn't judge those who do use them as I imagine a lot of folk use it as a last resort and get themselves in a vicious circle. If folk are using it to pay regular bills without extra money like a bonus or overtime to cover it at some point then it never solves the original problem of not having enough money. Its legalised loan sharking without the threat of gbh if you don't pay on time. 0 Quote Link to comment Share on other sites More sharing options...
heedthebaa Posted October 1, 2012 Share Posted October 1, 2012 Gary tank commander, what a fucking load of shite ! 0 Quote Link to comment Share on other sites More sharing options...
Turbo_dee Posted October 1, 2012 Share Posted October 1, 2012 My mum and dad, with some form of 'sex banter'. Utterly revolting. 0 Quote Link to comment Share on other sites More sharing options...
Sweet Pete Posted October 1, 2012 Share Posted October 1, 2012 My mum and dad, with some form of 'sex banter'. Utterly revolting. Are they asking you to join in? 0 Quote Link to comment Share on other sites More sharing options...
Zen Archer (Raconteur) Posted October 1, 2012 Share Posted October 1, 2012 My mum and dad, with some form of 'sex banter'. Utterly revolting. ^^^^^^^ not comfortable with the 'birds and the bee's talk. 0 Quote Link to comment Share on other sites More sharing options...
Granny Danger Posted October 2, 2012 Share Posted October 2, 2012 People moaning about payday loan companies. I've never had to use one and probably never will but the idea is excellent. You pay a few pounds interest to ensure your bill gets paid on time and don't lower your crdit score/blacken your credit history. If people misuse them, that's their own fault. They take advantage of the most financially vulnerable in society by charging eyewatering rates of interest. Usury, (not so) pure and simple. 0 Quote Link to comment Share on other sites More sharing options...
Adam Posted October 2, 2012 Share Posted October 2, 2012 I went to GA for a couple of months at the end of last year and met a bloke who I got on with pretty well. We both ended up leaving GA at the same time (wasn't for us), but we decided to keep in touch as we got on pretty well, we were roughly the same age, and thought it would be good to support each other if the temptation to gamble reared it's head. We spoke a couple of times a week on the phone and went out for a few beers whenever we had time. He was always quite hard up with cash (said it wasn't because he was back out punting, and stupidly, I believed him) so I helped him out whenever I could. Later I found out that he had been punting in secret, yet I still bailed him out as he had spent money that he needed for food and bills, and didn't think it was fair that his children were having to go without because of his addiction. I've not been able to get a hold of him for a couple of months now, tried ringing and texting but he never answers or replies. He owes me money (not a lot - £60) from May, so I'm not sure if he's patching me because of this, or if it's because he is back at GA and has been told to cut contact from me in case I start gambling again (GA refuse to believe you can stop gambling without actually going to GA). Reading this back, I am coming across as a stupid school boy, but I'm really annoyed that I've lost a pretty decent friend over something I haven't had any control over. I honestly couldn't give a monkeys about the money, yet I don't even know if that's the reason that he's burnt me off as a friend. /rant 0 Quote Link to comment Share on other sites More sharing options...
Homer Thompson Posted October 2, 2012 Share Posted October 2, 2012 I've been told that using them does have an effect on your credit score. A bloke in my work applied for one, was approved but allegedly didn't go ahead with it. When he applied nearly a year later for a credit card to use on holiday he got knocked back because his credit rating took a dive after his payday loan application. This could all be bollocks as i've never used them myself. I wouldn't judge those who do use them as I imagine a lot of folk use it as a last resort and get themselves in a vicious circle. If folk are using it to pay regular bills without extra money like a bonus or overtime to cover it at some point then it never solves the original problem of not having enough money. Its legalised loan sharking without the threat of gbh if you don't pay on time. If you apply for a lot of credit over a short space of time, this will have a negative impact on your credit rating. Applying for a payday loan, in itself, shouldnt, unless future creditors see it as a sign you cant manage your finances, but they would have to specifically be looking for the payday loan Experian website explains They take advantage of the most financially vulnerable in society by charging eyewatering rates of interest. Usury, (not so) pure and simple. They dont charge eyewatering rates of interest. The APR looks ridiculously high, but thats because APR was never designed to compare short term loans. The actual interest you pay is around 25%. Its still high, but only marginally higher than most credit cards. 0 Quote Link to comment Share on other sites More sharing options...
Monster Posted October 2, 2012 Share Posted October 2, 2012 The celebrations about Steven Fletcher being called up to the Scotland squad are irritating. It's a long way from 'squad' to 'team' and expect the usual frustration of playing for a 0-0 with auld Kenny Miller chugging about uselessly up front on his own in wales. 0 Quote Link to comment Share on other sites More sharing options...
Raith Against The Machine Posted October 2, 2012 Share Posted October 2, 2012 The celebrations about Steven Fletcher being called up to the Scotland squad are irritating. It's a long way from 'squad' to 'team' and expect the usual frustration of playing for a 0-0 with auld Kenny Miller chugging about uselessly up front on his own in wales. It doesn't matter who they call up, everyone knows that you're to blame for all of Scotland's problems anyway... 0 Quote Link to comment Share on other sites More sharing options...
Monster Posted October 2, 2012 Share Posted October 2, 2012 It doesn't matter who they call up, everyone knows that you're to blame for all of Scotland's problems anyway... Look, there's no point in going over this again, I'm not taking the job. Just accept it and get behind Craig Levein. 0 Quote Link to comment Share on other sites More sharing options...
Swampy Posted October 2, 2012 Share Posted October 2, 2012 Having your bottle of beer poured into a glass when on a night out in Glasgow. Instantly makes it taste boggin. If your beer doesn't taste good out of a glass, it ain't good beer. 0 Quote Link to comment Share on other sites More sharing options...
Lisa Cuddy Posted October 2, 2012 Share Posted October 2, 2012 Fatty mince. No need for it. Agreed. Christopher Biggins can get the hell off my telly. 0 Quote Link to comment Share on other sites More sharing options...
endieinreekie Posted October 2, 2012 Share Posted October 2, 2012 Agreed. Christopher Biggins can get the hell off my telly. He's mincey fat, not fatty mince 0 Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.