KeeperDee Posted December 3, 2013 Share Posted December 3, 2013 The fact that these payday loan companies target specific demographics (single parents with X amount of children) points to a failing in society. Why the hell is this certain demographic so vulnerable to these sharks? They should be amongst the ones most looked after. 0 Quote Link to comment Share on other sites More sharing options...
Fudge Posted December 3, 2013 Share Posted December 3, 2013 You're all for personal responsibility fair enough, but of all the children you've seen who have done well at school have came from bad families, how many of the children have you seen that haven't done well, and suffered as a result due to the wider failings of society? They are the ones who have literally f**k all and are living on the streets. We are all humans, and we all have an equal responsibility to look after each other. To condemn someone to the scrapheap and say "you should have had more responsibility" is not the right attitude. Why did the person who got into that situation not take responsibility? I'm sure if he had the choice he wouldn't be in that situation, but due to his personal circumstances, choices and external influences from society, he is in that situation. We need to stop people getting into the situation, and that begins with addressing problems in society as a whole. I ask myself 'why have they not done well?'. You spend 11 years at school learning everything from basic routines , to reading, writing and all the other skills and knowledge. The've been sitting next to people who will go onto get 5A's for the majority of it. They've been taught by the same teachers. A failure to to 'well' (and I don't just mean grades wise, for many pupils coming out of school with basical manners and social skills which will enable them to get a minimum wage job is brilliant) is very often due to poor personal choices and lack of effort. 0 Quote Link to comment Share on other sites More sharing options...
KeeperDee Posted December 3, 2013 Share Posted December 3, 2013 I ask myself 'why have they not done well?'. You spend 11 years at school learning everything from basic routines , to reading, writing and all the other skills and knowledge. The've been sitting next to people who will go onto get 5A's for the majority of it. They've been taught by the same teachers. A failure to to 'well' (and I don't just mean grades wise, for many pupils coming out of school with basical manners and social skills which will enable them to get a minimum wage job is brilliant) is very often due to poor personal choices and lack of effort. Going home to junkie parents/lack of food and energy/abusive parents/etc will not allow for the acquiring of basic skills most of the time. Are you not accounting for the psychological damage that coming from a broken home can induce? I came from a broken home, quite a bad one at that and yes I applied myself to make sure I had the best chances possible. I would say I've done the best I can for myself but the cost psychologically probably wasn't worth it. There are a lot of people in this world who just don't get a fair hand or a decent go at a life, and regardless of all the people who say they have ultimate control of their life, it's clear that vast swathes are victims of social circumstance. 0 Quote Link to comment Share on other sites More sharing options...
KeeperDee Posted December 3, 2013 Share Posted December 3, 2013 You show me the success story of a child who rose against the odds and got a decent life in the background of a poor upbringing and I'll show you ten that couldn't do it due to their upbringing and poor social circumstance. Face it, society is broken and it needs fixed. 0 Quote Link to comment Share on other sites More sharing options...
Bigmouth Strikes Again Posted December 3, 2013 Share Posted December 3, 2013 possibly that'll be £24.99 nah i'd be well proud she wasn't You'd better get yourself clean........Dangers back on the scene. 0 Quote Link to comment Share on other sites More sharing options...
CGR Posted December 3, 2013 Share Posted December 3, 2013 Re. payday loan companies, Fudge is pretty much spot on. The targeting of these companies distracts from the real issue here: not enough people know about credit unions, and the fact that credit unions are underfunded and should be expanded. Payday loan companies have exploited a gap in the market. (In fact, I'm pretty sure Wonga offer short-term loans to small and medium sized businesses since they find it very difficult to secure funding from the banks.) The expansion of credit unions will provide competition in this market; people will obviously plump for credit unions since they offer much better rates of interest. The market share of payday loan companies will shrink, and they'll have to lower their rates of interest significantly if they want to survive. 0 Quote Link to comment Share on other sites More sharing options...
Fudge Posted December 3, 2013 Share Posted December 3, 2013 Coming from a 'bad home' makes things more difficult, but should never be used as an excuse. You spend 7 hours a day for 11 plus years in a realtively stimulating and nurturing envioronment. Enough time is provided to encourage you to make positive choices. Some folk get dealt a bad hand and things can be tough. I work with some people who will have it much worse at home than almost anyone on P&B has suffered and many of them have shown the dedication to apply themselves and do very, very well. I really can't be arsed saying any more on the matter. I'm just sick fed up of the woe is me, everything is someone else's fault attitude that many people have. 0 Quote Link to comment Share on other sites More sharing options...
KeeperDee Posted December 3, 2013 Share Posted December 3, 2013 Coming from a 'bad home' makes things more difficult, but should never be used as an excuse. You spend 7 hours a day for 11 plus years in a realtively stimulating and nurturing envioronment. Enough time is provided to encourage you to make positive choices. Some folk get dealt a bad hand and things can be tough. I work with some people who will have it much worse at home than almost anyone on P&B has suffered and many of them have shown the dedication to apply themselves and do very, very well. I really can't be arsed saying any more on the matter. I'm just sick fed up of the woe is me, everything is someone else's fault attitude that many people have. Yes, because schools are often the best places in the world for children from broken homes. It's not like they are ones who are most often bullied eh? Christ. 0 Quote Link to comment Share on other sites More sharing options...
Fudge Posted December 3, 2013 Share Posted December 3, 2013 Yes, because schools are often the best places in the world for children from broken homes. It's not like they are ones who are most often bullied eh? Christ. In my personal experience, they are not the ones who are most often bullied. 0 Quote Link to comment Share on other sites More sharing options...
mattydfc Posted December 3, 2013 Share Posted December 3, 2013 (edited) I came from a broken home and I done shite at school. Mostly cos I couldn't be arsed trying. Broken homes are the way forward anyway. Edited December 3, 2013 by mattydfc 0 Quote Link to comment Share on other sites More sharing options...
KeeperDee Posted December 3, 2013 Share Posted December 3, 2013 Haven't you got an essay to be writing, or a soup kitchen to be volunteering in, or a helpline to be manning? I'm doing all 3. 0 Quote Link to comment Share on other sites More sharing options...
KeeperDee Posted December 3, 2013 Share Posted December 3, 2013 In my personal experience, they are not the ones who are most often bullied. In my personal experience, they are. 0 Quote Link to comment Share on other sites More sharing options...
KeeperDee Posted December 3, 2013 Share Posted December 3, 2013 It'd be interesting to see the figures in relation to home status and school attainment. Wonder if there would be a correlation at all.. 0 Quote Link to comment Share on other sites More sharing options...
KeeperDee Posted December 3, 2013 Share Posted December 3, 2013 And you can sub school attainment for vocational attainment also. 0 Quote Link to comment Share on other sites More sharing options...
Bobby Skidmarks Posted December 3, 2013 Share Posted December 3, 2013 It'd be interesting to see the figures in relation to home status and school attainment. Wonder if there would be a correlation at all.. No it wouldn't. 0 Quote Link to comment Share on other sites More sharing options...
Albino Rover Posted December 3, 2013 Share Posted December 3, 2013 Tell us how you're going to fix society then, KD. 0 Quote Link to comment Share on other sites More sharing options...
Fudge Posted December 3, 2013 Share Posted December 3, 2013 In my personal experience, they are. I have found the pupils most likely to be bullied are those who could be best described as being 'poor wee souls' due to global learning difficulties or those with austic traits who stand out as being 'different' and a bit of a 'loner' as a result. In my experience (which is not 'this is what happened to me at school') these types opf pupils are more likely to be bully victims than those from broken homes. 0 Quote Link to comment Share on other sites More sharing options...
vikingTON Posted December 3, 2013 Share Posted December 3, 2013 SweeperDee: no-one cares about the latest crock of shit your sociologist lecturer is peddling about inequality. They'll find poverty when their joke subject is scrapped by yet another university. -1 Quote Link to comment Share on other sites More sharing options...
KeeperDee Posted December 3, 2013 Share Posted December 3, 2013 Tell us how you're going to fix society then, KD. I don't have the answer to that, and if I did, I certainly wouldn't be wasting my time on this forum. 0 Quote Link to comment Share on other sites More sharing options...
KeeperDee Posted December 3, 2013 Share Posted December 3, 2013 SweeperDee: no-one cares about the latest crock of shit your sociologist lecturer is peddling about inequality. They'll find poverty when their joke subject is scrapped by yet another university. Funnily enough I never got any sociology today, they're all on strike. 0 Quote Link to comment Share on other sites More sharing options...
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