Barry Ferguson's Hat Posted December 4, 2021 Share Posted December 4, 2021 With separate accounts you can pretend to earn the same whilst spending the excess on cocaine and coupons. 6 Quote Link to comment Share on other sites More sharing options...
Left Back Posted December 4, 2021 Share Posted December 4, 2021 7 hours ago, Thorongil said: I canny stand this kind of tightness. Both parties in a marriage/joint account should use money on what they see fit without judgement or comment IMO. If I’m going to make a large purchase for whatever reason like a couple of hundred quid or more, I will mention it in advance so we both know what’s going on on the account she does likewise. I have no interest in what she spends our money on, I trust her judgement. it’s maybe different if you have a lunatic partner who is sliding you into a more of debt, but day to day, don’t even bother with this stuff. We’re pretty much the same. We tell each other about large purchases but tbh Mrs. B barely ever looks at the balance in the joint account. Usually tells me she wants to get x and asks if we have enough in the account to cover it or do we need to transfer some money instead. Salaries both go into the joint account but we also have our own accounts that we transfer money into each month to do what we like with. Generally I only spend that on birthday and christmas presents for her anyway. What she does with the money in her personal account I have zero interest in (unless I never got a christmas or birthday present. If that happened I’d be seething). 0 Quote Link to comment Share on other sites More sharing options...
heedthebaa Posted December 4, 2021 Share Posted December 4, 2021 41 minutes ago, die hard doonhamer said: How other couples manage their money absolutely fascinates me. We only use our joint account, for everything. I don’t understand couples that get paid in to their own accounts and keep everything separate, even more so when one earns more than the other. She’s good with money, so I let her crack on with it, I don’t even know how much money I have. There’s food and alcohol in the house, so I’m happy. Never understood the separate accounts 1 Quote Link to comment Share on other sites More sharing options...
Melanius Mullarkey Posted December 4, 2021 Share Posted December 4, 2021 Joint bank accounts? f**k that. 10 Quote Link to comment Share on other sites More sharing options...
mathematics Posted December 4, 2021 Share Posted December 4, 2021 Joint bank accounts sounds like hell on Earth. 0 Quote Link to comment Share on other sites More sharing options...
Thorongil Posted December 4, 2021 Share Posted December 4, 2021 14 minutes ago, Melanius Mullarkey said: Joint bank accounts? f**k that. It’s weird not to have a joint bank account if you are married. Deeply weird. 0 Quote Link to comment Share on other sites More sharing options...
Melanius Mullarkey Posted December 4, 2021 Share Posted December 4, 2021 9 minutes ago, Thorongil said: It’s weird not to have a joint bank account if you are married. Deeply weird. Why? 2 Quote Link to comment Share on other sites More sharing options...
welshbairn Posted December 4, 2021 Share Posted December 4, 2021 12 minutes ago, mathematics said: Joint bank accounts sounds like hell on Earth. 19 Quote Link to comment Share on other sites More sharing options...
The_Kincardine Posted December 4, 2021 Share Posted December 4, 2021 You each have your own account and pay in to a common 'bills' account in proportion to your salary? No? 12 Quote Link to comment Share on other sites More sharing options...
Hibernianification Posted December 4, 2021 Share Posted December 4, 2021 9 hours ago, Thorongil said: I canny stand this kind of tightness. Both parties in a marriage/joint account should use money on what they see fit without judgement or comment IMO. If I’m going to make a large purchase for whatever reason like a couple of hundred quid or more, I will mention it in advance so we both know what’s going on on the account she does likewise. I have no interest in what she spends our money on, I trust her judgement. it’s maybe different if you have a lunatic partner who is sliding you into a more of debt, but day to day, don’t even bother with this stuff. Never kissed a girl 0 Quote Link to comment Share on other sites More sharing options...
heedthebaa Posted December 4, 2021 Share Posted December 4, 2021 A real lack of trust going on here 0 Quote Link to comment Share on other sites More sharing options...
Honest_Man#1 Posted December 4, 2021 Share Posted December 4, 2021 17 minutes ago, The_Kincardine said: You each have your own account and pay in to a common 'bills' account in proportion to your salary? No? The correct way to do it. 10 minutes ago, heedthebaa said: A real lack of trust going on here You’ve made it quite clear that you are a pathetic manchild who would starve within days if your partner dies first. If she goes on a girls weekend away she probably comes back to Tom Hanks from Castaway pumping a volleyball in the living room. 2 Quote Link to comment Share on other sites More sharing options...
heedthebaa Posted December 4, 2021 Share Posted December 4, 2021 8 minutes ago, Honest_Man#1 said: The correct way to do it. You’ve made it quite clear that you are a pathetic manchild who would starve within days if your partner dies first. If she goes on a girls weekend away she probably comes back to Tom Hanks from Castaway pumping a volleyball in the living room. Incorrect, she doesn’t come back, I have to go looking for her and beg her to come home 1 Quote Link to comment Share on other sites More sharing options...
The Derry Posted December 4, 2021 Share Posted December 4, 2021 I send my missus about 70% of my wage for bills and shit. Spend the rest on Only Fans and coupons. 1 Quote Link to comment Share on other sites More sharing options...
'WellDel Posted December 5, 2021 Share Posted December 5, 2021 3 hours ago, heedthebaa said: She’s good with money, so I let her crack on with it, I don’t even know how much money I have. There’s food and alcohol in the house, so I’m happy. Never understood the separate accounts Exactly the same. I'm a man of simple means. I arrange all bills etc, most of which come out by direct debit at the start of the month, and she takes care of the shopping and household stuff. Fairly sensible and live comfortably within our means. As long as there's always beer in the fridge and a few quid in my Willie Hills account I'm a happy man. 0 Quote Link to comment Share on other sites More sharing options...
coprolite Posted December 5, 2021 Share Posted December 5, 2021 If i put everything in a joint account i'd starve to death with no electricity but shitloads of cushions and garden ornaments 10 Quote Link to comment Share on other sites More sharing options...
Thorongil Posted December 5, 2021 Share Posted December 5, 2021 4 hours ago, The_Kincardine said: You each have your own account and pay in to a common 'bills' account in proportion to your salary? No? An incredible faff. You would need to be have real hang ups about money to bother. 0 Quote Link to comment Share on other sites More sharing options...
hk blues Posted December 5, 2021 Share Posted December 5, 2021 17 minutes ago, Thorongil said: An incredible faff. You would need to be have real hang ups about money to bother. Probably not a hassle, easy enough to move money around these days. With my 1st wife, we set up a joint account when saving to get married and had our own as well. As we moved jobs we just set up everything to the joint account - I think we had 2, one for saving as well as day to day stuff. With my 2nd wife we have separate (she doesn't have any income anyway) 'cos inheritance law where I am is very, very iffy. She has never touched anything in her account. Horses for courses. 0 Quote Link to comment Share on other sites More sharing options...
The_Kincardine Posted December 5, 2021 Share Posted December 5, 2021 2 hours ago, Thorongil said: An incredible faff. You would need to be have real hang ups about money to bother. Eh? A standing order to transfer £x a month? Only a faff once. 0 Quote Link to comment Share on other sites More sharing options...
Moomintroll Posted December 5, 2021 Share Posted December 5, 2021 8 hours ago, Honest_Man#1 said: The correct way to do it. You’ve made it quite clear that you are a pathetic manchild who would starve within days if your partner dies first. If she goes on a girls weekend away she probably comes back to Tom Hanks from Castaway pumping a volleyball in the living room. Was that scene in the Directors Cut? I don't really get the hysteria around having a joint account, makes sense having one and setting up transfers to other accounts every month after the bills have been paid to spraff on pointless shit that keeps you happy. 2 Quote Link to comment Share on other sites More sharing options...
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