Salt n Vinegar Posted April 15 Share Posted April 15 (edited) 18 minutes ago, Bonksy+HisChristianParade said: Dealing with HMRC is a complete nightmare even when you do get through. You spend an hour on hold then get put through to either a complete simpleton or someone who can barely speak English. My experience recently was a little different. I'll get a reduced state pension as my NI contributions for the vast majority of my working life were "contracted out" meaning that I have a superannuation pension and also because I took early retirement. I can mostly remedy that by making additional voluntary NI contributions, which I'll financially benefit from if I live long enough to get my state pension for just under 3 years. It was all explained quite logically... One years contributions costs £X, each additional year bought gets an extra £Y per week for as long as I receive it. I'm minded to buy some years, but haven't done anything about it yet as I have until next April (AIUI) to do it. Anyone else doing it? (I should maybe have put this in the "Retirement" thread...) Edited April 15 by Salt n Vinegar Typo 0 Quote Link to comment Share on other sites More sharing options...
Raidernation Posted April 15 Share Posted April 15 22 hours ago, TxRover said: Assorted tarts: Lemon > Orange > Strawberry > Blueberry > Passionfruit P&B is failing badly these days! Wid, wid, wid, wid, wid. 6 Quote Link to comment Share on other sites More sharing options...
Swarley Posted April 16 Share Posted April 16 15 hours ago, Raidernation said: P&B is failing badly these days! Wid, wid, wid, wid, wid. Pie and Wokevril m8! 2 Quote Link to comment Share on other sites More sharing options...
Melanius Mullarkey Posted April 16 Share Posted April 16 On 15/04/2024 at 10:45, Salt n Vinegar said: My experience recently was a little different. I'll get a reduced state pension as my NI contributions for the vast majority of my working life were "contracted out" meaning that I have a superannuation pension and also because I took early retirement. I can mostly remedy that by making additional voluntary NI contributions, which I'll financially benefit from if I live long enough to get my state pension for just under 3 years. It was all explained quite logically... One years contributions costs £X, each additional year bought gets an extra £Y per week for as long as I receive it. I'm minded to buy some years, but haven't done anything about it yet as I have until next April (AIUI) to do it. Anyone else doing it? (I should maybe have put this in the "Retirement" thread...) Explain in football terms. 1 Quote Link to comment Share on other sites More sharing options...
Salt n Vinegar Posted April 16 Share Posted April 16 1 minute ago, Melanius Mullarkey said: Explain in football terms. Ok. Rangers good, Celtic bad. All other teams ok-ish, except Raith Rovers who are the best of the rest. That's the big picture. It therefore logically follows that if my previous matches played (NI contributions) haven't been good enough to give me the outcome I want, I can pay a sum of money to play more matches (buy more NI contributions) to allow me to achieve the necessary points total. I think that's pretty clear now. 1 Quote Link to comment Share on other sites More sharing options...
bennett Posted April 16 Share Posted April 16 Do PnBers take extreme measures to avoid women in public or just act normally?" I read the first half of her tweet in a John Inman voice. 0 Quote Link to comment Share on other sites More sharing options...
Melanius Mullarkey Posted April 16 Share Posted April 16 26 minutes ago, bennett said: Do PnBers take extreme measures to avoid women in public or just act normally?" I read the first half of her tweet in a John Inman voice. I think the worst part of that whole thing is the word "cankles". 0 Quote Link to comment Share on other sites More sharing options...
'WellDel Posted April 16 Share Posted April 16 On 14/04/2024 at 20:51, TxRover said: Assorted tarts: Lemon > Orange > Strawberry > Blueberry > Passionfruit Blueberry far out Melon-ing the other four. 1 Quote Link to comment Share on other sites More sharing options...
hk blues Posted April 16 Share Posted April 16 On 15/04/2024 at 17:45, Salt n Vinegar said: My experience recently was a little different. I'll get a reduced state pension as my NI contributions for the vast majority of my working life were "contracted out" meaning that I have a superannuation pension and also because I took early retirement. I can mostly remedy that by making additional voluntary NI contributions, which I'll financially benefit from if I live long enough to get my state pension for just under 3 years. It was all explained quite logically... One years contributions costs £X, each additional year bought gets an extra £Y per week for as long as I receive it. I'm minded to buy some years, but haven't done anything about it yet as I have until next April (AIUI) to do it. Anyone else doing it? (I should maybe have put this in the "Retirement" thread...) Slightly different circumstances for me but similar - I live abroad so needed to make up x number of years contributions to achieve the full state pension. It's a fairly simple calculation and decision - x amount per week to get an extra year's contribution to get x amount extra state pension. For me it was a no brainer to pay the extra amounts. The only unknown is death - you may die before you get back what you've paid in but I'm an optimist. 0 Quote Link to comment Share on other sites More sharing options...
Girth Posted April 16 Share Posted April 16 (edited) 4 hours ago, 'WellDel said: Blueberry far out Melon-ing the other four. I've recently got well into blueberries. Edited April 16 by Girth 0 Quote Link to comment Share on other sites More sharing options...
mathematics Posted April 16 Share Posted April 16 1 hour ago, bennett said: Do PnBers take extreme measures to avoid women in public or just act normally?" I read the first half of her tweet in a John Inman voice. I did exactly what that girl described a few weeks ago. My pace was just ever so slightly quicker than hers and I recognised I was gaining on her slowly. It was a one pavement road and I genuinely thought I could see her getting uncomfortable. 1 Quote Link to comment Share on other sites More sharing options...
velo army Posted April 16 Share Posted April 16 (edited) I don't think someone's perception of you as a threat should dictate how you behave. Edited April 16 by velo army 3 Quote Link to comment Share on other sites More sharing options...
Wacky Posted April 16 Share Posted April 16 20 hours ago, Raidernation said: P&B is failing badly these days! Wid, wid, wid, wid, wid. Gave me wid tae. 0 Quote Link to comment Share on other sites More sharing options...
Miguel Sanchez Posted April 16 Share Posted April 16 4 hours ago, Girth said: I I've recently got well into blueberries. It's great going into Asda and seeing a pile of them sitting on the shelf with a yellow sticker on them. Got them for 42p a tub the other week and they were still in the fridge days later, absolutely fine. 1 Quote Link to comment Share on other sites More sharing options...
coprolite Posted April 16 Share Posted April 16 2 hours ago, velo army said: I don't think someone's perception of you as a threat should dictate how you behave. I disagree. It’s just showing consideration for other people. I’ll often cross a road or speed up so I’m not tailing a woman. That’s probably sexist or something but I’d rather be sexist than get pepper sprayed. 0 Quote Link to comment Share on other sites More sharing options...
Zen Archer (Raconteur) Posted April 16 Share Posted April 16 15 minutes ago, coprolite said: I’d rather be sexist than get pepper sprayed. Don't be too hasty. 0 Quote Link to comment Share on other sites More sharing options...
Empty It Posted April 16 Share Posted April 16 (edited) 6 hours ago, bennett said: Do PnBers take extreme measures to avoid women in public or just act normally?" I read the first half of her tweet in a John Inman voice. Haven't you read the news lately? All men are violent sex offenders now. Edited April 16 by Empty It 0 Quote Link to comment Share on other sites More sharing options...
Sergeant Wilson Posted April 16 Share Posted April 16 6 hours ago, bennett said: Do PnBers take extreme measures to avoid women in public or just act normally?" I read the first half of her tweet in a John Inman voice. I act normally and they avoid me. 3 Quote Link to comment Share on other sites More sharing options...
Granny Danger Posted April 16 Share Posted April 16 6 hours ago, hk blues said: Slightly different circumstances for me but similar - I live abroad so needed to make up x number of years contributions to achieve the full state pension. It's a fairly simple calculation and decision - x amount per week to get an extra year's contribution to get x amount extra state pension. For me it was a no brainer to pay the extra amounts. The only unknown is death - you may die before you get back what you've paid in but I'm an optimist. Aye, ‘I might die young’ is not the best approach to planning for retirement. I’m sure you’ll live for a long time, but not long enough to see your team’s new stadium. 0 Quote Link to comment Share on other sites More sharing options...
Sergeant Wilson Posted April 16 Share Posted April 16 7 minutes ago, Granny Danger said: Aye, ‘I might die young’ is not the best approach to planning for retirement. I’m sure you’ll live for a long time, but not long enough to see your team’s new stadium. The Wandering Jew will be lucky to see it. 0 Quote Link to comment Share on other sites More sharing options...
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