Sergeant Wilson Posted May 23, 2019 Share Posted May 23, 2019 5 hours ago, Miguel Sanchez said: Philistine. I hope we all support them against Israel. 0 Quote Link to comment Share on other sites More sharing options...
8MileBU Posted May 23, 2019 Share Posted May 23, 2019 Philistine. Tedious c**t. -1 Quote Link to comment Share on other sites More sharing options...
8MileBU Posted May 23, 2019 Share Posted May 23, 2019 ^^^ a seething poo-fingered messOh absolutely. Shite flung everywhere. -1 Quote Link to comment Share on other sites More sharing options...
Miguel Sanchez Posted May 23, 2019 Share Posted May 23, 2019 3 hours ago, 8MileBU said: Tedious c**t. Rude. 1 Quote Link to comment Share on other sites More sharing options...
tamthebam Posted May 23, 2019 Share Posted May 23, 2019 pay attention at the back, boys "Waiting for Godot is a play by Samuel Beckett, in which two characters, Vladimir (Didi) and Estragon (Gogo), wait for the arrival of someone named Godot who never arrives" 0 Quote Link to comment Share on other sites More sharing options...
8MileBU Posted May 23, 2019 Share Posted May 23, 2019 Have a red dot ScatmanWhatever floats your boat, oddball [emoji1] -1 Quote Link to comment Share on other sites More sharing options...
Honest_Man#1 Posted May 23, 2019 Share Posted May 23, 2019 Is there any benefit to paying a mortgage advisor compared with using a broker like First Mortgage who appear to provide the same service but get their fee from the lender? 0 Quote Link to comment Share on other sites More sharing options...
8MileBU Posted May 24, 2019 Share Posted May 24, 2019 Is there any benefit to paying a mortgage advisor compared with using a broker like First Mortgage who appear to provide the same service but get their fee from the lender? In my experience, the mortgage broker was a million times less cunty, less full of buzz-words and honking patter, and also did far less talking over you than the mortgage advisor. Probably more a reflection of said individuals than service provided to be honest. 0 Quote Link to comment Share on other sites More sharing options...
Honest_Man#1 Posted May 24, 2019 Share Posted May 24, 2019 14 minutes ago, 8MileBU said: In my experience, the mortgage broker was a million times less cunty, less full of buzz-words and honking patter, and also did far less talking over you than the mortgage advisor. Probably more a reflection of said individuals than service provided to be honest. I’m struggling to fathom why any sane person would ever pay for mortgage advisor rather than using a free broker unless there’s something I’m missing. 1 Quote Link to comment Share on other sites More sharing options...
hk blues Posted May 24, 2019 Share Posted May 24, 2019 3 hours ago, Honest_Man#1 said: I’m struggling to fathom why any sane person would ever pay for mortgage advisor rather than using a free broker unless there’s something I’m missing. I suppose some might think if they are paying for advice it's more likely to be impartial as the provider doesn't need to think about recommending something that will give them commission 1 Quote Link to comment Share on other sites More sharing options...
Shandon Par Posted May 24, 2019 Share Posted May 24, 2019 4 hours ago, Honest_Man#1 said: I’m struggling to fathom why any sane person would ever pay for mortgage advisor rather than using a free broker unless there’s something I’m missing. 1 hour ago, hk blues said: I suppose some might think if they are paying for advice it's more likely to be impartial as the provider doesn't need to think about recommending something that will give them commission The consumer probably ends up paying the same anyway. Eg pay the advisor and get a fractionally better deal. Pay "nothing" to one of these brokers and the mortgage company charges a fraction more and kicks it back to the broker. 0 Quote Link to comment Share on other sites More sharing options...
hk blues Posted May 24, 2019 Share Posted May 24, 2019 23 minutes ago, Shandon Par said: The consumer probably ends up paying the same anyway. Eg pay the advisor and get a fractionally better deal. Pay "nothing" to one of these brokers and the mortgage company charges a fraction more and kicks it back to the broker. No doubt - but the consumer probably isn't aware of that and feels more confident they aren't getting ripped off when paying for advice 0 Quote Link to comment Share on other sites More sharing options...
alta-pete Posted May 24, 2019 Share Posted May 24, 2019 Why not just go seek out 3 or 4 lenders’ products direct and avoid any commission? 0 Quote Link to comment Share on other sites More sharing options...
hk blues Posted May 24, 2019 Share Posted May 24, 2019 46 minutes ago, alta-pete said: Why not just go seek out 3 or 4 lenders’ products direct and avoid any commission? You might pick the wrong 3 or 4 lender's though 0 Quote Link to comment Share on other sites More sharing options...
Melanius Mullarkey Posted May 25, 2019 Share Posted May 25, 2019 What the f**k is this growing on my grass? 0 Quote Link to comment Share on other sites More sharing options...
GordonD Posted May 25, 2019 Share Posted May 25, 2019 4 minutes ago, Melanius Mullarkey said: What the f**k is this growing on my grass? 0 Quote Link to comment Share on other sites More sharing options...
Melanius Mullarkey Posted May 25, 2019 Share Posted May 25, 2019 Been nice knowing you all. Goodbye. 0 Quote Link to comment Share on other sites More sharing options...
MuckleMoo Posted May 25, 2019 Share Posted May 25, 2019 What the f**k is this growing on my grass? https://www.ispotnature.org/communities/uk-and-ireland/view/observation/296255/-dog-vomit-slime-mould-mucilago-crustacea- 0 Quote Link to comment Share on other sites More sharing options...
pandarilla Posted May 25, 2019 Share Posted May 25, 2019 Is there no build up to the Scottish cup final? Bbc1 coverage starts at 3... 0 Quote Link to comment Share on other sites More sharing options...
Zen Archer (Raconteur) Posted May 25, 2019 Share Posted May 25, 2019 24 minutes ago, pandarilla said: Is there no build up to the Scottish cup final? Bbc1 coverage starts at 3... It starts at 2pm on BBC 1 Scotland. 0 Quote Link to comment Share on other sites More sharing options...
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