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Is there anyone on here who works for ASDA?

As a mental health patient myself, I have decided to write an article about the mental health patient costume and would like to get some reaction from people who work with the company who made it.

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I think you're right about that. I certainly feel that any mental issues I have result from a lack of any real closeness with my family(we don't not get on with each other, we just aren't very close at all). It's not an exaggeration to say I've not had a proper conversation with my brother in probably 5+ years(I'm recently 20, he's soon 24). And by proper conversation I mean something that extends beyond: "Merry Christmas" *hands over Christmas present*.

I'm going through something similar. My sister, myself and parents live together and have done since for over 20 years but my parents are splitting up so there's an eerie silence in the house. It is a mutual split though, so there's no real heated arguments but even when everything was fine, none of us communicated at all. It's like four lodgers living together, not a family. It's my sisters graduation today and we are off out for a meal after it, first time we have went out as a family for a long time.

I'm starting to worry about my own situation which is entirely self inflicted. I've been unemployed since August (start new job on Sunday though, my first full time job with a proper wage but it's only 5 weeks, all relative though) and since the I've gotten myself ino a bit of debt. My mother bailed me out only a couple of months ago to the tune of £3k and if she finds out I've taken all these loans out again, she'll chuck me out. Now I can pay them off with the wages from this job but I don't get my first wage until the 29th when most of them are due. I haven't had a penny nor stepped out my front door in 15 days. I'm utterly shiting myself that a letter from one of the companies will come through the door and that'll be that. Even if I explain that I can pay them back, I betraid their trust and I can have no complains.

I know that must seem extremely shite compared to other posts but I haven't been sleeping well an can't get it out my head. I'm not sure a visit to my GP would do anything, last thing I want is to put my upcoming work in jeopardy.

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Is there anyone on here who works for ASDA?

As a mental health patient myself, I have decided to write an article about the mental health patient costume and would like to get some reaction from people who work with the company who made it.

Most folk on here (this thrread) said they couldn't give a shit about it. I certainly didn't. I personally thought the issue was the media hyping shit up and whipping up a frenzy.

I'm going through something similar. My sister, myself and parents live together and have done since for over 20 years but my parents are splitting up so there's an eerie silence in the house. It is a mutual split though, so there's no real heated arguments but even when everything was fine, none of us communicated at all. It's like four lodgers living together, not a family. It's my sisters graduation today and we are off out for a meal after it, first time we have went out as a family for a long time. I'm starting to worry about my own situation which is entirely self inflicted. I've been unemployed since August (start new job on Sunday though, my first full time job with a proper wage but it's only 5 weeks, all relative though) and since the I've gotten myself ino a bit of debt. My mother bailed me out only a couple of months ago to the tune of £3k and if she finds out I've taken all these loans out again, she'll chuck me out. Now I can pay them off with the wages from this job but I don't get my first wage until the 29th when most of them are due. I haven't had a penny nor stepped out my front door in 15 days. I'm utterly shiting myself that a letter from one of the companies will come through the door and that'll be that. Even if I explain that I can pay them back, I betraid their trust and I can have no complains. I know that must seem extremely shite compared to other posts but I haven't been sleeping well an can't get it out my head. I'm not sure a visit to my GP would do anything, last thing I want is to put my upcoming work in jeopardy.

Re debts; I got myself fucked up with them too. You really shouldn't worry about it. By the sounds of things you don't have any funds coming in anyway so they can't do anything in that regard. Also baliffs don't exist in Scotland so they won't be coming round to your door; if anyone ever does, they have zero legal rights and you can just tell them to f**k off. But none ever will due to them having no legal powers in Scotland and the cost isn't worth it for them.

I imagine they'll be threatening to put a default against you; if they are threatening this, chances are it's already happened. They'll phone and email and even text you a lot I'd imagine, and it can be quite disconcerting and worrying, but you have to realise that they can't do anything to you.

The way forward is to speak to a local citizens advice and rights branch. My debt was something like £7500, and I got a debt arrangement scheme to sort it out. I'll be paying £60 a month for about 7 years (I know the maths doesn't add up here, but the companies accepted it) and it's was such a relief when I got it sorted. I don't get any calls, letters, emails or texts any longer. In fact I don't even deal with the companies at all; it's all done through the firm that are dealing with my DAS. I was really worrying about this as well, but when I got it sorted it really helped. I'm on some sort of credit blacklist for 7 years, but that doesn't bother me as I can't envision me needing credit any time soon. I never needed it in the first place but it was easy to get and helped me with an addicition problem. The other options you have are to call each company you owe money to and come to some sort of arrangement with them individually, or bankruptucy (costs £200 in Scotland which I always found ludicrous; if you want to bankrupt, you're surely fucking skint, so how can you afford £200?!).

So today, if you can, do two things;

1. Change your bank account. Don't give any of the companies you owe money to the details of the new account. Move all your funds (if you have any) to the new account.

2. Make an appointment with your local citizens advice and rights organisation.

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Thanks for that. The scary thing was how easy I got money from the bank, I basically pressed about 6 buttons on my phone when traveling about Eastern Europe and through internet banking, within seconds I had a £1k loan and a £2k overdraft ready for use.

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I have been really bad recently. I'm not even sure how it's all came about but it has floored me. I've always had a kind of depression since an incident that happened to me when I was in my teens. It was something I never dealt with at the time and just tried to blank it and keep going. For years I was completely fine, I had problems as most people do but I could always deal with them and always thought I was fine. I'm clearly not though, I moved back home last year after an illness in my family and I had to move back to help out. My dad had a heart attack in front of me and ended up being in hospital for the best part of 9 months so I wanted to be here to help out my mum and to help get through it.

I tried to move out at the start of this year to be closer to my then gf but I lost out on a couple houses and ended up staying here as once again my dad took ill. Probably around May/June I started noticing I was having dramatic mood changes and the odd night I just switched myself off from the world. I work for myself and always managed work fine but at night it was hard. I kept it all to myself and just thought I would get through it but it has all came to a head in the last couple months and I don't know how to get myself out of it.

I split up with my gf but tbh I don't think thats a bad thing. I lost a very good friend a couple years back and at the time I didn't think it affected me but I've been thinking about him a lot recently. Work has dried up as well and i've had a couple jobs but i've not been interested. I was seeing a physcologist as I felt I needed to talk about things and try get myself back on track but it actually made me worse. I would come out of the meetings and feel so down sometimes for a few days. It's something i'm not proud and I'm not even sure why but at the end of August I took an overdose after a meeting. I know its a horrible selfish thing to do and I don't even know why I done it. I can't even remember doing it, I remember waking up in hospital but their is a mental gap. I ended up getting sectioned and spent a while in and out of hospital. I also ended up in the cells one night as the hospital didn't have a bed.

2 months on and i'm still no better. I'm down more than I ever have been. I've tried to just get back to normal but am really struggling again. I've not really got many people to talk to anymore and I hate telling people about. Reading this thread has helped knowing other people have came through things and this can be managed. I had a really bad episode on Tuesday night and am only just feeling normal. I'm worried how little I care for myself just now. I've from being as good as can be to being at the bottom and I can't get out.

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First thing I'll say to you is this: do not feel "horrible" or "selfish" about taking an overdose. The idea that suicide (attempted or otherwise) is "selfish" is wrong. It happened because you felt that way at the time. It doesn't make you a bad person.

Secondly, you're not alone. You can do it but you might just need some help to get there, and there's nothing wrong with that. There's people who can offer that and you only need ask. Start with the most important issue to you right now and work from there, one step at a time.

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I've always tried to be the one to be there for people. Its knocked me for six not feeling in control of myself anymore. Reading through this thread really opened my eyes to how other people are going through similar things. I kind of felt for the last ten years all i've been doing is getting on with it with a fake smile where in truth i'm broken inside. I've realised this is an illness which took me a while as I thought I was weak. I've got an appointment tomorrow with the doctor as I need to sort this out.

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Thanks for that. The scary thing was how easy I got money from the bank, I basically pressed about 6 buttons on my phone when traveling about Eastern Europe and through internet banking, within seconds I had a £1k loan and a £2k overdraft ready for use.

Aye it can be really easy. I got 5 payday loans and a credit card all in the same week. I already had 2 overdrafts at the time (I had managed to pay a 3rd off a year or so before). Mental. I know it's my own fault, so not blaming the companies, but would warn others to be careful. When you're desperate, it can be very easy. I think it's a bit more controlled now, but it's still easy to get caught up in.

Once you realise that the companies can't do anything except demand more money, you'll feel a bit better. Once you get something sorted out, you'll probably wonder why you got so worried about it. The only thing a company can do if you have no assets is to freeze your wages, but if you don't have a job they can't do that, plus they have to go through court to get to that level. That's really extreme mind and would take a long time to get to that level. They might be able to fire into your bank account mind, which is why I'd strongly recommend changing it (often part of the terms of signing up to shit is that they have access to your account via your bank card). For some reason banks have started credit checking folk for getting a standard bank account (i.e. no overdraft, no credit card, just deposit and withdraw); I got rejected by a few, but was told that Barlcays are really good and will take you on. I made an appointment with them and opened my account in 5 minutes during the appointment, so I strongly recommend Barlcays if you change your account.

I thought at first that it was quite a bit to pay £60 a month for 7 years as I was on JSA, but since I've been working it's absolutely nothing, especially considering the peace of mind it's given me. Well worth going and speaking to someone. Where are you based?

Edited by DA Baracus
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I've always had a kind of depression since an incident that happened to me when I was in my teens. It was something I never dealt with at the time and just tried to blank it and keep going. For years I was completely fine, I had problems as most people do but I could always deal with them and always thought I was fine. I'm clearly not though

I could have written exactly the same thing. I've pretty much shut myself off from friends after this as I couldn't trust them anymore.

I also lost a close friend who I could trust a few months back and the attitude of my old supposed friends towards this person dying told me everything I needed to know, hardly even a few words on poxy facebook.

The thing that annoys me is that despite opening up and telling them about why I was away they still acted like c***s - found that really hard to deal with. The accepted a friend who got caught dealing drugs and jailed ahead of me - it was entirely not my choosing to become depressed and withdrawn. You wouldn't abuse and ignore a person after a car accident so what's the difference?

I feel like posting some of this shit on their facebook page and closing my account at least people could see what complete b*****ds they are.

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Aye it can be really easy. I got 5 payday loans and a credit card all in the same week. I already had 2 overdrafts at the time (I had managed to pay a 3rd off a year or so before). Mental. I know it's my own fault, so not blaming the companies, but would warn others to be careful. When you're desperate, it can be very easy. I think it's a bit more controlled now, but it's still easy to get caught up in.

Once you realise that the companies can't do anything except demand more money, you'll feel a bit better. Once you get something sorted out, you'll probably wonder why you got so worried about it. The only thing a company can do if you have no assets is to freeze your wages, but if you don't have a job they can't do that, plus they have to go through court to get to that level. That's really extreme mind and would take a long time to get to that level. They might be able to fire into your bank account mind, which is why I'd strongly recommend changing it (often part of the terms of signing up to shit is that they have access to your account via your bank card). For some reason banks have started credit checking folk for getting a standard bank account (i.e. no overdraft, no credit card, just deposit and withdraw); I got rejected by a few, but was told that Barlcays are really good and will take you on. I made an appointment with them and opened my account in 5 minutes during the appointment, so I strongly recommend Barlcays if you change your account.

I thought at first that it was quite a bit to pay £60 a month for 7 years as I was on JSA, but since I've been working it's absolutely nothing, especially considering the peace of mind it's given me. Well worth going and speaking to someone. Where are you based?

Cumbernauld. Like I say, all should be gone by Xmas so don't see why any of them should start any extreme procedures. I'm not sure where my nearest Barclays is but I'll look into that shortly. I take it I have to close my current account (with the new TSB) first before changing?

I have mates that have bumped payday loans and haven't paid them back. I'd rather get them sorted and try to build my credit rating up again so i have the option of a bank loan if I really need it.

The payday loan situation in General is interesting. I know I fell into the trap but I'm amazed at how much they get away with it. I also know the government are fighting back but I imagine a lot have people have lost so much due to them.

Thanks for the reassurance again :)

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